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- 434-964-2001
Routing & Transit Number: 251480181
Routing & Transit Number: 251480181
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Here at UVA Community Credit Union, we are committed to offering our members more powerful and convenient financial products and services. With a business MaxSaver Money Market Account members can grow their money to the max. You can earn up to 4.00% APY1 and benefit from:
• Higher rates
• No monthly fees
• No minimum ongoing balance requirement
• Low opening deposit requirement – only $5
The blended rates on higher balances make this a great way to jumpstart your savings or to earn more on the savings your business has already built without locking in your funds.
All balances participate in the reverse tier waterfall structure. This means that all balances benefit in the first tier of 4.00% APY1 up to $2,000. If your balance exceeds $2,000, you will participate in the first tier, plus the second tier earning 3.00% APY on balances between $2,000.01 - $5,000. If your balance is more than $5,000, you will participate in the first two tiers, plus the third tier and so on. For large balances over $100,000, you will participate in all tiers.
Here’s how our tiers look, along with examples of our blended rates:2
• Dividends are compounded monthly
• Rates are based on balances and can change daily
• Free account access through Online Banking, Mobile Banking, and Call 24 (our bank by phone service)
• Accounts are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency
Already a member? It's easy to open an account at any of our branches!
Visit at any of our branch locations.
NOT a member yet? We would love to have you!
Yes, you are already saving to the max! On March 1, 2023 your account automatically transitioned to the new business MaxSaver Money Market Account. You are already earning a higher dividend rate and there is no action needed on your part. Your account number will remain the same. Any outstanding or future checks and ACH payments will be honored.
As a business owner you're always looking for a financial edge. Business MaxSaver provides just that by paying higher dividend rates than a business savings account. Earning higher dividends can encourage you to save, helping you reach your financial goals.
A blended rate means a different dividend rate is paid on the amount of funds in each tier. Each dividend rate will apply only to the portion of the account balance within each balance range tier and not the entire account balance. For example, you’ll earn 4.00% APY on balances up to $2,000.00. Then depending on your balance between $2,000.01 - $5,000, you will receive an APY between 4.00% and 3.38%. The blending continues for additional balance tiers.
After the initial $5.00 opening balance requirement, there is no ongoing balance requirement. There are no monthly service fees on this account. You’ll also earn dividends to the nearest penny in your account.
Yes, you can add money any time by transferring funds from your Business Share Account or Business Checking Account in online or mobile banking, or at any branch. You can also make mobile deposits.
Each member may have one business MaxSaver Money Market Account.
You can transfer funds from your business MaxSaver Money Market Account to your UVA Community Credit Union Business Share Account or Business Checking Account easily in online or mobile banking, Call 24 (our online telephone banking), our branches or at our ATM/ITM machines. You can withdraw funds at any of our branch and ATM/ITM locations if you have this account linked to your Debit Card.
Yes, the dividend rate is subject to change at any time.
I am an existing member: You can simply add a business MaxSaver Money Market Account by visiting any branch location.
I am a non-member: If you are eligible for business membership, you can open a Business Share Savings Account with at least a $5 minimum deposit to establish your membership. Then you can open a business MaxSaver Money Market Account. You can do this by visiting any branch location. We look forward to welcoming you to the Credit Union!
Yes, as long as you already have a UVA Community Credit Union Business Share Savings and Business Checking Account linked to your Debit Card.
Deposit held at UVA Community Credit Union are insured by the National Credit Union Administration. See the NCUA website for details.
1 APY= Annual Percentage Yield. Rates effective March 1, 2023 and are subject to change without notice. Call 434-964-2001 for current rates. There is a $5.00 opening balance requirement. Account requires a Membership Share Savings Account in good standing with the Credit Union.
2 A blended rate account pays a different dividend rate on the amount of funds in each tier. Each dividend rate will apply only to the portion of the account balance within each balance range tier and not the entire account balance. For example, you’ll earn 4.00% APY on balances up to $2,000.00. Then depending on your balance between $2,000.01 and $5,000.00, you will receive an APY between 4.00% and 3.38%. The blending continues for additional balance tiers.
Federally insured by NCUA.
