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Helping Hand Homeownership Program

We'd like to thank you for your service with affordable homeownership options.

We are proud to work closely with the most philanthropic members of our community—from educators to first responders—on a day-to-day basis.  At UVA Community Credit Union, we provide our community partners, veterans, and first-time homebuyers with down-payment, closing-cost, and principal-reductions assistance. We lend a helping hand to those who have helped our community.

Need a mortgage? Apply now!


You may be eligible for this assistance if you are a:

first-time homebuyer

(have not purchased a house in 3+ years)

 you may receive up to $5,000*




One of the following (current or retired):


    educator          firefighter     

law enforcement officer          healthcare worker

first responder

you may receive up to $7,500*




A (current or retired):



you may receive up to $10,000, depending on the project*


Click on our products to learn more.

First-Time Homebuyer

Community Partner



Get started: contact our Mortgage Division for more information.

888-578-4747 or 434-295-5259                

*Subject to funds availability

UVA Community Credit Union’s Helping Hand Homeownership Program down payment and closing cost assistance may be available for first-time home buyers (up to $5,000), community partners (up to $7,500), and veterans and active duty members of any branch of the U.S. military or their surviving spouses (up to $10,000) for the purchase of an existing unit. To qualify, applicants must finance a mortgage loan with UVA Community Credit Union and household income may not exceed 80% of the City or County Area Median Income where property is located. Funds will be granted until exhausted. Borrower minimum contributions may apply. Other restrictions may apply. Call 434-964-2001 (option 6) or toll-free at 888-887-9136 or contact a mortgage loan representative for further information.

UVA Community Credit Union is an Equal Housing Opportunity Lender.

Mortgage services provided by Member Options, LLC (licensed by the Virginia State Corporation Commission, VA License #MC-5520) NMLS #194038 ( a wholly owned subsidiary of UVA Community Credit Union.

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