Your Dream Home is Just One Great Rate Away
Save even more with a 0.25% interest rate reduction! Lock in a great rate for 120 days, and enjoy one free float down if rates decrease.
Finding the right home just got easier!
Achieving your dream home is more affordable than ever with our unbeatable rates. Our flexible loan terms make the process smooth and with rates this great, there’s never been a better time to secure your future home! Contact us to get started!
0.25% interest rate reduction on your mortgage.
If you're still looking for your next home, our Lock & Shop option lets you secure your interest rate while you shop.
Lock in a great rate for 120 days, and enjoy one free float down if rates decrease.
- Choose between our 30-year conforming and jumbo fixed-rate mortgages.
- Discover a rate and term that fit your budget and lifestyle.
- Feel confident in your financial wellness with a loan that works for you.
Hurry, offer ends March 31, 2025! Apply now to lock in your rate and start your homeownership journey today.
1Conforming and Super Conforming loan limits only. Float down options is only available with a 120 day rate lock.
Effective March 1, 2025 to March 31, 2025. Interest rates are subject to change. The interest rate you may receive will depend on your individual circumstances, including your credit history, loan amount, down payment, and our internal credit criteria. Other interest rates, points, and terms may be available. Payment example: Conforming 30 year fixed rate with a loan amount of $400,000 and a purchase price of $500,000. Interest rate of 6.641% with a .25% reduction. Annual percentage rate is 6.701%. P&I Payment is $3,565.48. Jumbo 30 year fixed rate with a loan amount of $1,000,000 and a purchase price of $1,250,000. Interest rate of 6.891% with a .25% reduction and an annual percentage rate of 6.918%. P&I payment $6,579.98.
This program may change at any time. All loans are subject to credit and property approval. Other restrictions may apply. UVA Community Credit Union membership eligibility is required. A minimum ongoing balance of $5 in a Share Savings Account is required. Equal Housing Opportunity. NMLS #302946 nmlsconsumeraccess.org.
Log in to Online Banking to apply.