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Business Certificates

When you want a safe, secure investment option to supplement your Business Share Savings account, consider a UVA Community Credit Union Business Certificate account. Certificate accounts allow you to earn higher dividend rates in exchange for committing your savings for a specific length of time. The longer the term of your certificate, the higher your rate of return (paid as dividends).

You can decide how often you'd like us to pay dividends—monthly, quarterly, or at maturity, depending upon the term. Choose from repayment terms that range from three to 60 months. When each certificate term ends, we'll reinvest your savings into a new certificate for as long as you wish.

Certificates make it easy—and safe—to accumulate wealth for your business.

  • minimum deposits as low as $500 minimum balance to open account
  • all certificate funds are federally insured
  • choose certificates for personal or business savings
  • no monthly service charges
  • fixed rates
  • early withdrawal penalties apply

Login to Online Banking to access our secure forms to open a new certificate account today

Check our Rates

Fee Schedule

For information on any of our loan products, visit our Business Loan Overview.
For information on Online Banking and how it can help manage your finances online, view our Business Online Banking Overview.

Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if not currently a UVA Community Credit Union member.

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