Routing & Transit Number: 251480181

Business Fee Schedule

Savings

Fee

Savings

Money Market

Membership fee (One Time Fee)

$5.00

-

Monthly minimum balance requirement (pledged share par value)

$5.00

$5,000.00

Monthly average daily balance requirement

$0

$0

Monthly account maintenance fee if balance falls below minimum (other account maintenance and transaction-related fees may apply.)

No charge

$12.00

Flat monthly account maintenance fee

No charge

No charge

Minimum deposit to open

$100.00

$5,000.00

Dividend bearing

Yes

Yes

Minimum balance to earn dividends (Dividends will be calculated using the daily balance method, which is an application of a daily periodic rate to the full amount of principal in the account each day.)

$300.00

$5,000.00

Check sorting fee (only charged if UVACCU checks are not grouped separately from other items at the time of transactions)

$0.75/transaction

$0.75/transaction

Maximum withdrawals per month

5

6

Excessive withdrawal fee

$5.00

$5.00

Minimum withdrawal amount

$0

$100

Currency purchase (per Fed strap supplied)

$1.00

---

Rolled coin purchase (per roll)

$0.10

---

Automated telephone account access

No charge

No charge

Economy and Plus Checking Fee Schedule

Fee

Economy

Plus

Monthly average daily balance requirement

$0

$3,000.00

Monthly account maintenance fee if average daily balance falls below minimum (Other account and transaction-related fees may apply)

No Charge

$15.00

Minimum deposit to open

$100.00

$100.00

Dividend bearing

Yes

Yes

Minimum balance to earn dividends (Dividends will be calculated using the daily balance method, which is an application of a daily periodic rate to the full amount of principal in the account each day)

$1,000.00

$3,000.00

Check sorting fee (Only charged if UVA Community Credit Union checks are not grouped separately from other items at the time of transactions. )

$0.75/transaction

$0.75/transaction

Maximum transactions per month (Transactions include deposit tickets, checks paid and deposited checks not drawn on UVA Community Credit Union.)

150

300

Over the limit transaction fee

$0.25/transaction

$0.25/transaction

Currency purchase (per Fed strap supplied)

$1.00

$1.00

Rolled coin purchase

$0.10/roll

$0.10/roll

Maximum currency deposits per month

$5,000.00

$10,000.00

For each $1,000 over the currency deposit limit

$1.20

$1.20

Rolled coin deposit

10 rolls/month free
$0.10/roll thereafter

20 rolls/month free
$0.10/roll thereafter

Automated telephone account access

No charge

No charge

Checkline-Overdraft Protection LOC (Subject to application and credit approval.)

No charge until line is accessed

No charge until line is accessed

Analysis Checking Fee Schedule

Description

Amount

Monthly average daily balance requirement

$0

Monthly account maintenance fee (No maintenance fee charged during the first month the account is open)

$12.00

Minimum deposit to open

$100.00

Dividend bearing

--

Earnings credit allowance (Earnings credit rate is based on the average of the weekly auctions of the 91-day Treasury bill during the previous month. The earnings credit will be calculated on the daily collected balance of the account and will be used to offset monthly account maintenance and service fees. Any earnings credit amount which exceeds the amount of fees for the current month will not carry over to subsequent months.)

Yes

Checks paid

$0.12/each

Deposit ticket

$0.25/each

Deposited check drawn on UVA Community Credit Union

No charge

Deposited check from another financial institution

$0.09/each

Check sorting fee (Only charged if UVA Community Credit Union checks are not grouped separately from other items at the time of transactions. )

$0.75/transaction

Currency purchase (per Fed strap supplied)

$0.50

Rolled coin purchase

$0.10/roll

Currency deposit fee (per $1,000)

$1.20

Rolled coin deposit

$0.10/roll

Automated telephone account access

No charge

Checkline-Overdraft Protection LOC One Time Setup Fee (Subject to application and credit approval.)

No charge until line is accessed

 

Other Business Services and Fees

Business Services and Fees

Amount

Overdraft fee (Paid NSF) or Returned Item fee (see our Checkline-Overdraft Protection Line of Credit)

$32.00

Stop Payment on a Check

$32.00

Credit Union Initiated Transfer from Savings Account to cover an overdraft (6 per month limit)

$5.00

Copy of Canceled Check (available at no cost via Online Banking)

$3.50

Returned Deposit Fee Two party item return

$8.00

Returned Deposit Fee Single party item return

$32.00

Check Printing Charge

price varies depending
 on style and quantity

Automated Telephone Account Access

No Charge

Copy of Statement

$5.00

Interim History of Account

$1.00/per page

Cashier's Check

$2.50/per check

Tax Levy Fee

$50.00

Foreign Check Fee (plus any pass-through charges from other financial institutions)

$20.00/transaction

Currency Conversion Fee

$12.00

Incoming Wire Transfer

No charge

Outgoing Wire Transfer Domestic U.S.

$18.00

Outgoing Wire Transfer International (U.S. Dollars)

$50.00

Outgoing Wire Transfer International (Foreign Currency)

$40.00

 

Lending

Business Lending Amount

Checkline-Overdraft Protection LOC

  No charge until line is accessed

Underwriting Fee

Quoted at time of application. Depending on the nature and/or complexity of the loan request, there may be an underwriting fee.

Loan Extension Fee

$30.00

Business Online Banking Fee Schedule

Business Lending Amount

Online Banking Monthly Fee

No Charge

Bill Pay - Active

No Charge

Bill Pay - Inactive (inactive fee applies if no bills are paid during two consecutive calendar months)

$10.00/month

Bill Pay - Expedited Electronic Payment Fee

$10.00 each

Bill Pay - Expedited Check Payment Fee

$30.00 each

Stop Payment Fee (Maximum three items per day and five items per month)

$30.00 each

E-statement Fee

No Charge

Mobile Deposit Fee (Maximum $3,000 amount per item, $3,000 deposit per day)

No Charge

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