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Certificate Rates

Rates, terms and conditions are subject to change without notice. Effective as of May 13, 2022.

Term Compounding Minimum Deposit*** Dividend Rate APY*
3 Month N/A** $500 0.1000% 0.10%
6 Month N/A** $500 0.2000% 0.20%
7 Month N/A** $5,000 0.3500% 0.35%
1 Year Quarterly $500 0.3495% 0.35%
13 Month Quarterly $5,000 0.5489% 0.55%
2 Year Quarterly $500 0.6982% 0.70%
25 Month Quarterly $5,000 0.7976% 0.80%
30 Month Quarterly $500 0.7976% 0.80%
3 Year Quarterly $500 0.8970% 0.90%
37 Month Quarterly $5,000 0.9963% 1.00%
4 Year Quarterly $500 1.1451% 1.15%
5 Year Quarterly $500 1.3927% 1.40%

*APY = Annual Percentage Yield

**Members may choose to have dividends credited to their accounts monthly or at maturity.

***Minimum deposit to open account

Substantial penalty for early withdrawal.

Fees may reduce earnings.

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