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Certificate Rates

Rates, terms and conditions are subject to change without notice. Effective as of December 1, 2022.

Term Compounding Minimum Deposit*** Dividend Rate APY*
3 Month N/A** $500 0.5000% 0.50%
6 Month N/A** $500 1.0000% 1.00%
1 Year Quarterly $500 1.4916% 1.50%
2 Year Quarterly $500 1.9852% 2.00%
3 Year Quarterly $500 2.0837% 2.10%
4 Year Quarterly $500 2.1821% 2.20%
5 Year Quarterly $500 2.3296% 2.35%

*APY = Annual Percentage Yield

**Members may choose to have dividends credited to their accounts monthly or at maturity.

***Minimum deposit to open account

Early withdrawal penalty of 45 day dividend loss if maturity term is less than 3 months, 90 day dividend loss if the maturity term is one year or less, 180 day dividend loss if the maturity term is more than one year. 

Fees may reduce earnings.

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