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Credit Card Rates

Rates, terms and conditions are subject to change without notice. Effective as of March 28, 2023.

Credit Card Rates

	Percentage Rate (APR*) for Purchases	Percentage Rate (APR*) for Cash Advances	Percentage Rate (APR*) for Balance Transfers
Visa^®Member Rewards	14.24% to 19.24% The APR when you open your account is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.	14.24% to 19.24% The APR when you open your account is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.	14.24% to 19.24% The APR when you open your account is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Visa^® Platinum	12.24% to 17.24% The APR when you open your account is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.	12.24% to 17.24% The APR when you open your account is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.	12.24% to 17.24% The APR when you open your account is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Visa^® Gold Current Cardholders Only	13.24% to 18.24% The APR when you open your account is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Available to current cardholders only.	13.24% to 18.24% The APR when you open your account is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Available to current cardholders only.	13.24% to 18.24% The APR when you open your account is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Available to current cardholders only.
Visa^® Classic	13.46% to 20.46% The APR when you open your account is based on your creditworthiness.	13.46% to 20.46% The APR when you open your account is based on your creditworthiness.	13.46% to 20.46% The APR when you open your account is based on your creditworthiness.

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^*APR = Annual Percentage Rate. Rates and terms subject to credit worthiness, so your rate may differ. Credit Card approval subject to UVA Community Credit Union membership eligibility. This APR may vary with market based on the Prime Rate. Not all applicants will qualify for the lowest rate. Additional terms and fees can be found HERE. Please contact us for details.