Home Equity Loans

With flexible payment terms a home equity loan from UVA Community Credit Union is an attractive source of funding for financing a second property, making home improvements, or college tuition. It's also a great way to save money if you are paying off loans carrying a high interest rate. Simply consolidate them into a home equity loan with one monthly payment at a low interest rate.

At a Glance

• borrow up to 80% of equity on your home (70% for land and non-owner occupied property)
• fixed rates
• five or ten year loan terms*
• your home or property serves as collateral for your loan
• you can make your monthly loan payments by transfer from your UVA Community Credit Union Share Account*, payroll deduction, check, or cash

PowerSaver Loans

If you are in need of repairs or planning home improvements to your home, a PowerSaver Loan might be another option to consider. These loans are designed to offer low-cost financing for energy-efficient home improvements. Learn More.

Ready to Get Started?

Apply with a Home Equity Loan Officer at the Berkmar branch, apply online, or call 434-964-2001 and ask to speak with one of our home equity professionals.

For information on any of our loan products, visit our Loan Overview.

For information on Online Banking and how it can help manage your finances online, view our Online Banking Overview.

Payment example: 60-month term payments at 80% LTV and 4.99% APR are $18.87 per $1,000 borrowed. 120-month term payments at 5.24% APR are $10.73 per $1,000 borrowed.

*Deduct the rate by .25% for automatically transferring loan payment from UVA Community Credit Union Checking Account.

All loans subject to credit approval. Other restrictions may apply. Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply.