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Be You with a Home Equity Line of Credit

Apply NowA Home Equity Line of Credit from the Credit Union opens the door to exciting, new opportunities for you and your family: tuition for college, home improvements, vacation or even your dream wedding. It’s also a smart defense when life maybe doesn’t go your way—you’ll have access to funds whenever you need them.

We offer low rates and flexible loan repayment terms.

Savings with YOU in mind:

  • No Closing Costs** on loans of $30,000 or higher—save hundreds of dollars right away
  • Rates as low as 2.99% APR* for the first 12 months
  • Borrow up to 80% of the equity in your home
  • Access funds your way/24 hours a day through our Mobile App, Online Banking or by phone (Call 24)

Get a Home Equity Loan with The Credit Union Difference.

Contact us with any of your questions.


*APR = Annual Percentage Rate. Offer valid for a limited time. As of 4/01/2020 PRIME is 3.25% APR. These rates may vary and are indexed to the Prime Rate as published in the Money Rates section of The Wall Street Journal. Maximum APR is 18% APR. The variable APR and minimum payment can change monthly. Maximum loan amount is $200,000 and loan to value must be 80% or less. Not all applicants will qualify for this rate. Insurance on home used as collateral is required. Primary residence only, excluding manufactured homes.

**No closing costs for new home equity loans and lines $30,000 and more. If the line is closed within two years of inception date, borrower is required to repay closing costs. Average closing costs range from $1,200-$1,500 for $30,000 borrowed. Some restrictions may apply, contact the credit union for details. Offer not valid on existing UVACCU Home Equity Lines of Credit. Offer may be discontinued at any time without notice. NMLS#302946.

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