.
Routing & Transit Number: 251480181
Routing & Transit Number: 251480181
You'll have cash when you need it with intro rates as low as 2.99% APR* for the first 12 months and current variable rate is 3.25% APR.* We have flexible loan repayment terms and no closing costs** on loans $30,000 or higher. Let your home's equity work for you!
A Home Equity Line of Credit gives you the freedom and flexibility to put your plans into action. Some popular uses include:
A HELOC is a variable interest rate, revolving line of credit, secured by the equity in your home. You can borrow as much as you need, when you need it, up to your credit limit. Then, you make payments only on the amount you actually borrow.
All loans subject to credit approval. Other restrictions may apply. Membership eligibility required. $5 membership fee and $5 share savings deposit required.
*APR = Annual Percentage Rate. Offer valid for a limited time. As of 11/02/2020 PRIME is 3.25% APR. These rates may vary and are indexed to the Prime Rate as published in the Money Rates section of The Wall Street Journal. Payment example: 120-month term payments at 3.25% APR are $2.76 per $1,000. Maximum APR is 18% APR. The variable APR and minimum payment can change monthly. Maximum loan amount is $200,000 and loan to value must be 80% or less. Not all applicants will qualify for this rate. Insurance on home used as collateral is required. Primary residence only, excluding manufactured homes.
**No closing costs for new home equity loans and lines $30,000 and more. If the line is closed within two years of inception date, borrower is required to repay closing costs. Average closing costs range from $1,200-$1,500 for $30,000 borrowed. Offer not valid on existing UVACCU Home Equity Lines of Credit. Offer may be discontinued at any time without notice. NMLS#302946 (www.nmlsconsumeraccess.org).
