IRA Rates

Rates are subject to change. Effective as of January 16, 2018.

Individual Retirement Accounts

IRA and Coverdell ESA - Share Accounts

Investment Compounding Minimum Deposit Dividend Rate APY*
Traditional IRA Quarterly $100 0.30% 0.30%
Roth IRA Quarterly $100 0.30% 0.30%
Coverdell Education Savings Account Quarterly $25** 0.30% 0.30%

 

IRA and Coverdell ESA - Certificate Accounts

 

Term Compounding Minimum Deposit Dividend Rate APY*
1 Year Quarterly $500 0.80% 0.80%
2 Year Quarterly $500 1.10% 1.10%
3 Year Quarterly $500 1.39% 1.40%
4 Year Quarterly $500 1.74% 1.75%
5 Year Quarterly $500 1.99% 2.00%

*Annual Percentage Yield

**Minimum balance of $100 required to earn dividends.

An open IRA or Coverdell ESA Share Account is required to open an IRA or Coverdell ESA Certificate.

Substantial penalty for early withdrawal.

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