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IRA Rates

Rates are subject to change. Effective as of January 15, 2019.

Individual Retirement Accounts

IRA and Coverdell ESA - Share Accounts

Investment Compounding Minimum Deposit Minimum to Earn Dividends Dividend Rate APY*
Traditional IRA Quarterly $100 $100 0.2997% 0.30%
Roth IRA Quarterly $100 $100 0.2997% 0.30%
Coverdell Education Savings Account Quarterly $25 $100 0.2997% 0.30%

 

IRA and Coverdell ESA - Certificate Accounts

 

Term Compounding Minimum Deposit/Minimum to Earn Dividends Dividend Rate APY*
1 Year Quarterly $500 1.1946% 1.20%
2 Year Quarterly $500 1.5905% 1.60%
3 Year Quarterly $500 1.8866% 1.90%
4 Year Quarterly $500 2.5260% 2.55%
5 Year Quarterly $500 2.9668% 3.00%

*Annual Percentage Yield

An open IRA or Coverdell ESA Share Account is required to open an IRA or Coverdell ESA Certificate.

Penalty for early withdrawal applies. Fees may reduce earnings. Rates are variable.

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