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Overdraft Line of Credit

Members of the UVA Community Credit Union can enjoy peace of mind by avoiding returned check fees with an Overdraft Line of Credit. It offers flexibility and convenience by automatically advancing funds into your checking account before incurring any fees. You can also transfer money from your Overdraft Line of Credit whenever you need quick access to funds.

Overdraft Line of Credit: peace of mind and financial security

  • credit limits of $100 up to $5,000 available
  • no cost until you access your line of credit
  • no annual fee
  • flexible payment terms with low minimum payment requirements

Learn about our checking accounts
Apply for Overdraft Line of Credit today
Check our personal line of credit rates

For information on any of our loan products, visit our Loan Overview.
For information on Online Banking and how it can help manage your finances online, view our Online Banking Overview.


Personal Line of Credit payment example: limits of $100 to $5,000, monthly payments based on balance. A $600 balance would have an estimated payment as low as $25 per month. APR as low as 14.49%.Some restrictions may apply, not all applicants will qualify for the lowest rate. See the credit union for details.

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