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Personal And Share Secured Rates

Rates, terms and conditions are subject to change without notice. Effective as of September 19, 2023.

Personal Loan

Financing Term Payment Example          APR*
Up to $50,000 Up to 60 mos A loan of $2,500 for 36 months will have a monthly payment ranging from $77.75 to $90.66. as low as 7.49%

*APR = Annual Percentage Rate. Rates and terms subject to credit worthiness, so your rate may differ. Rate reflects a 0.25% APR discount for automatic payments from a UVA Community Credit Union Checking Account. Not all applicants will qualify for the lowest rate or longest repayment term. Loan approval subject to UVA Community Credit Union membership eligibility. Not all applicants will qualify for the lowest rate. Please contact us for details and other rates and terms available.

Share Secured Loan

Term Payment Example APR*
Up to 60 Months 60 month term is $18.04 per $1,000 borrowed The dividend rate being paid on the regular shares on the date of the advance plus 3.15%.

Personal Line of Credit

Credit Limit Payment Example       APR*
$100 to $5,000 Monthly payments based on balance. A $600 balance would have an estimated payment as low as $25 per month. as low as 14.49%

*APR = Annual Percentage Rate. No annual fee or closing costs. Please contact the credit union member service department at 434-964-2001, for the most current rates and terms for available products. The information provided to you in the Loan Calculator is estimated and is not guaranteed by UVA Community Credit Union. Not all applicants will qualify for the lowest rate.

Payday Alternative Loan and Savings Program

Maximum Loan Amount Term Fee Payment Example APR*
$500 30 days None 30 day term payments at 18% APR is $507.40 per $500 borrowed 18.00%

Member must deposit 5% of loan proceeds in savings account.

*APR = Annual Percentage Rate. All loans subject to credit approval. Other restrictions may apply. Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if not currently a UVA Community Credit Union member.

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