Personal And Share Secured Rates

Rates are subject to change. Effective as of December 4, 2018.

Personal Loan

Financing Term Payment Example APR*
$1,000 to $10,000 up to 48 mos 48 month term is $25.60 per $1,000 borrowed as low as 10.49%**

*Annual Percentage Rate

**APR = Annual Percentage Rate. Rates and terms subject to credit worthiness, so your rate may differ. Not all applicants will qualify for the lowest rate or longest repayment term. Terms, rates and conditions are effective 1/10/2018 and subject to change without notice. Loan approval subject to UVA Community Credit Union membership eligibility. Payment example: 24-month term payments at 10.49% APR are $46.37 per $1,000 borrowed. Not all applicants will qualify for the lowest rate. Please contact us for details and other rates and terms available.

Share Secured Loan

Up to 60 Months 60 month term is $18.04 per $1,000 borrowed as of 11/20/2015 The dividend rate being paid on the regular shares on the date of the advance plus 3.15%.

Personal Line of Credit

Credit Limit Payment Example APR*
$100 to $5,000 Monthly payments based on balance. A $600 balance would have an estimated payment as low as $25 per month. as low as 14.49%*

*Annual Percentage Rate

Product offers, rates, terms and other information provided herein are subject to change from time to time, as permitted by law. No annual fee or closing costs. Please contact the credit union member service department at 434-964-2001, for the most current rates and terms for available products. The information provided to you in the Loan Calculators is estimated and is not guaranteed by UVA Community Credit Union. You may request these documents before opening your account(s). Not all applicants will qualify for the lowest rate.


Payday Alternative Loan and Savings Program

Maximum Loan Amount Term Fee Payment Example APR*
$500 30 days None 30 day term payments at 18% APR is $507.40 per $500 borrowed 18.00%

Member must deposit 5% of loan proceeds in savings account.

*Annual Percentage Rate

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