Personal Share Savings

Whether you're building your emergency fund or saving towards retirement, a house or other important goals, the credit union offers savings accounts to help you meet your savings objectives.

Your membership account is called your "share" savings account because it represents your "share" or ownership of the Credit Union. 

• low $30 minimum opening deposit (plus a $5 one-time membership fee)
• low $5 minimum balance required to maintain account
• quarterly dividends
• free account access through Online Banking, Mobile Banking and Call 24  telephone account access
• manage your account through Financial Tools, our personal financial management tool
• accounts are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency

If you are not already a member and meet our membership eligibility, you can open your membership with a share savings account at the Credit Union.

Other Savings Accounts

The Credit Union offers other savings accounts to meet short- and long-term savings objectives:
Certificate accounts - fixed rates and terms ranging from three to 60 months
MaxSaver Money Market account - high variable rates for all
Individual Retirement Accounts (IRA) - tax advantage method to save for retirement
Christmas Club accounts - convenient way to save for the holidays

For information on any of our loan products, visit our Loan Overview.

For information on Online Banking and how it can help manage your finances online, view our Online Banking Overview.

Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if not currently a UVA Community Credit Union member.