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Visa^® Balance Transfer

Rates as low as 7.74% APR* until balance is paid in full
Current variable rate is 9.74% to 13.74% APR*
Learn more and Apply online

HOME EQUITY LINES OF CREDIT

Rates as low as 3.24% APR* for first 12 months
Current variable rate is 5.50% APR*
Learn more and Apply online

Adjustable Rate Mortgages

Rates as low as 3.75% APR* for 5 year
and 3.875% APR* for 7 year
Learn more and Apply online

PowerSaver Loans

Money Isn't All You're Saving

Looking to reduce your energy bills? Or perhaps you’d like to be a little more eco-friendly? We offer low rate and easy financing solutions to help pay for energy efficiency improvements or renewable energy systems.

With our newly expanded PowerSaver Lending Program, We have options for your home, your business, and your vehicle.

For your home

Home energy loans are a great way for homeowners to save money, save energy, and improve our community. Plus, energy efficient homes are cozier and help reduce allergens. Find out which projects apply and what types of loans we offer.

For your vehicle

Looking at a new energy efficient car or truck to save on fuel and help the environment? Find out more about our PowerSaver Vehicle Loans.

For your business

PowerSaver Lending has financing options to help you save energy, improve your business, and your bottom line. See our different financing options.

How It Works

Get started by determining your energy savings opportunities with a contractor.
Apply for a PowerSaver loan
Enjoy the benefits

Why we offer the PowerSaver Lending program

As a not-for-profit financial cooperative, we put a high priority on helping our community members find ways to save money and improve the quality of their life. The PowerSaver Lending program helps us meet this mission, improve our local environment, and invest in our area’s economy by fostering new opportunities for contractors.

Want to learn more? Just call us at 434-964-2001 or stop by any of our branches.

Loans are subject to credit approval.