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HOME EQUITY LINES OF CREDIT

Rates as low as 3.24% APR* for first 12 months
Current variable rate is 5.50% APR*
Learn more and Apply online

Adjustable Rate Mortgages

Rates as low as 3.75% APR* for 5 year
and 3.875% APR* for 7 year
Learn more and Apply online

Tax Time Solutions

Tax Prep Services

UVA Community Credit Union offers two different tax preparation services to simplify the process of tax filing.

TurboTax^®for members at discounted prices
Volunteer Income Tax Assistance (free tax preparation for eligible taxpayers)

Tax Refund Direct Deposit Information

The IRS makes it easy for you to direct deposit your tax refund into your credit union savings or checking accounts when filing your federal taxes. Direct deposit is safer, easier and you get the money faster than having a check sent by postal mail.

To direct deposit your refund, go to the refund portion of your tax return:

Enter UVA Community Credit Union's Routing Number: 251480181
Select the account type: checking or savings
Enter your 6 digit account number (NEVER direct your tax refund to someone else’s account)
Double check that you've typed the account number correctly
Go to www.irs.gov to check the status of your refund
Verify that your ACH deposit amount is what you expected

Path Act Delays Some Refunds

Beginning in 2017, a new law requires the IRS to hold refunds on tax returns claiming the Earned Income Tax Credit or the Additional Child Tax Credit until mid-February. Under the change required by Congress in the Protecting Americans from Tax Hikes (PATH) Act, the IRS must hold the entire refund – even the portion not associated with the EITC and ACTC – until at least February 15. This change helps ensure that taxpayers get the refund they are owed by giving the IRS more time to help detect and prevent fraud.

The IRS will begin releasing EITC and ACTC refunds starting February 15. However, the IRS cautions taxpayers that these refunds likely won’t arrive in bank accounts or on debit cards until the week of February 27 (assuming there are no processing issues with the tax return and the taxpayer chose direct deposit). This additional period is due to several factors, including banking and financial systems needing time to process deposits.