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- 434-964-2001
Routing & Transit Number: 251480181
Routing & Transit Number: 251480181
| Membership Fee | $5.00 one time |
| Monthly Service Fee | |
| Active accounts in good standing | No charge |
| Share Savings Account | No monthly fee |
| Money Market Account | |
| Overdraft fee (Paid NSF) or Returned Item fee (NSF) | $32.00 |
| Online Banking | |
| Monthly fee | No charge |
| Bill Pay (at least one bill sent every two consecutive months) | No charge |
| Expedited electronic payment fee | $10.00 payment |
| Expedited check payment fee | $30.00 per payment |
| Inactive fee (less than one bill paid in two consecutive months) | $10.00 |
| Stop payment fee | $32.00 |
| Stop payment limits (maximum three items per day and five items per month) | |
| E-statements fee | No charge |
| Mobile Deposit fee | No charge |
| Mobile Deposit limits (maximum $5,000 deposit per day) | |
| Debit/ATM Card | |
| Monthly fee | None |
| International Transaction fee | 1% |
| Card Used at ATM | |
| UVA Community Credit Union machine transactions | No charge |
| Each non-UVA Community Credit Union network transaction1 | $0.95 |
| Daily ATM withdraw limit | $505.00 |
| Daily point-of-sale (POS) withdraw limit | $3,000.00 |
| Reissue Card | $10.00 |
| Reissue Pin | $5.00 |
| Merchant Transactions | |
| Cash Advance | No Charge |
| Stop Payment on a Check or ACH | $32.00 |
| Copy of Canceled Check | $5.00 |
| Returned Deposit Fee | |
| Single party item return | $32.00 |
| Two party item return | $8.00 |
| Overdraft Fee (Paid NSF) or Returned Item Fee (NSF) (see our Checkline-Overdraft Protection LOC2) | $32.00 |
| Credit Union Initiated Overdraft Protection Transfer from Savings Account3(covers an overdraft, limit 6 month) | $5.00 |
| Check Printing Charge (depending on style and quality) | Price varies |
| Merchant Remote Deposit | |
| Monthly fee | $40.00 |
| Contract Termination | less than 1 year $40/month fee4 |
| Wire Transfer | |
| Online Wire Monthly Fee | $10.00 |
| Online Outgoing Wires | $13.00/per |
| Security Soft Tokens (required) | No charge |
| Outgoing Wire Transfer | |
| Domestic U.S. | $20.00 |
| International | $50.00 |
| International (foreign currency) | $40.00 |
| ACH Origination | |
| Original Service | $25.00/month |
| ACH Returns | $5.00/per |
| Security Soft Tokens (required) | No charge |
| Online Services and Fees | |
| Call 24 Telephone Account Access | No charge |
| Interim History of Account | $1.00 per page |
| Safe Deposit Boxes (Annual fee) Pantops, Patton Mansion, and Orange Branches (check each location for sizes, and availability) | |
| $30 (3"x5") | $50 (3"10") | $60 (4" x 10") | $70 (5" x 10") | $125 (10"x10") | |
| Account Reconciliation (other than the first month) | $30.00 per hour |
| Account Research | $30.00 per hour |
| Cashier’s Checks | $3.50 per check |
| Counter Checks (Four checks per page) | $2.00 |
| Pre-Paid Card - Reloadable5 | $5.00 |
| VISA Gift Card Fee | $5.00 |
| Mortgage Loan Verification Fee | $10.00 |
| Levy/Garnishment Fee | $75.00 |
| Foreign Check Fee6 | $20.00 / transaction |
| Incoming Wire Transfer | No charge |
| Underwriting Fee (quoted at the time of application) | |
| Loan Extension Request Processing Fee | $30.00 |
| Rush Order for Delivery of Debit/Credit Card | Up to $25.00 |
1Transaction surcharge fee by ATM owner may apply. Members can use their debit card surcharge free at any participating CULIANCE Network ATM.
2Checkline-Overdraft Protection Line of Credit - No charge until line is accessed. Subject to interest and credit approval.
3The Credit Union charges a $5 overdraft transfer fee on automatic transfers from your savings account to cover insufficient funds. In the event an automatic transfer from your savings account occurs, but the amount transferred is insufficient to completely cover an overdraft, this fee will be charged in addition to the overdraft and returned items fee.
412 month Merchant Remote Deposit Agreement required.
5Additional fees may apply, see cardholder agreement for details.
6Plus any pass-through charges from other financial institutions.
Shares in all business deposit accounts will be aggregated and insured against loss up to a total of $250,000 by the National Credit Union Administration, a US government agency.
Updated 03/23 BS-1-M-201101
This account is perfect for businesses that are looking for a way to build capital, but do not need check-writing access. Members must maintain an open savings account to utilize other Credit Union Services.
A savings account that allows your business funds to work for you by paying a higher-than-average rate of return - while still providing you access to your money through check-writing privileges.
| Savings | Money Market | |
|---|---|---|
| Membership fee1 | $5.00 | -- |
| Monthly minimum balance requirement | $5.00 (pledged share value) | $500.00 |
| Monthly average daily balance requirement | $0.00 | $0.00 |
| Monthly account maintenance fee if balance falls below minimum2 | No charge | $10.00 |
| Flat monthly account maintenance fee | No charge | No charge |
| Minimum deposit to open | $100.00 | $500.00 |
| Dividend bearing | Yes | Yes |
| Minimum balance to earn dividends3 | $300.00 | $500.00 |
| Minimum withdrawal fee (any withdrawal or draft under $100) | $0.00 | $0.00 |
| Currency purchase (per Fed strap supplied) | $1.00 | -- |
| Rolled coin purchase (per roll) | $.10/roll | -- |
| Online Banking | No charge | No charge |
| Automated telephone account access | No charge | No charge |
A dividend earning checking account designed for start-ups and smaller businesses that have lower transaction patterns.
A dividend earning checking account for small- to medium-sized businesses.
| Economy4 | Plus4 | |
|---|---|---|
| Monthly average daily balance requirement | $0.00 | $3,000.00 |
| Monthly account maintenance fee if average daily balance falls below minimum2 | No charge | $15.00 |
| Minimum to open | $100.00 | $100.00 |
| Dividend bearing | Yes | Yes |
| Minimum balance to earn dividends3 | $1,000.00 | $3,000.00 |
| Maximum transactions per month5 | 150 | 300 |
| Over the limit transaction fee | $0.25/transaction | $0.25/transaction |
| Currency purchase (per Fed strap supplied) | $1.00 | $1.00 |
| Rolled coin purchase (per roll) | $0.10/roll | $0.10/roll |
| Maximum currency deposits per month | $5,000.00 | $10,000.00 |
| For each $1,000 over the currency deposit limit | $1.20 | $1.20 |
| Rolled coin deposit | 10 rolls/mo. free $0.10/roll thereafter |
20 rolls/mo. free $0.10/roll thereafter |
| Online Banking | No charge | No charge |
| Online Bill Pay6 | No charge | No charge |
| Automated telephone account access | No charge | No charge |
The Business Analysis Checking Account is designed for business that maintain large balances and conduct numerous transactions. A higher balance pays for your transactions, which can offset monthly maintenance and service fees.
| Analysis4 | |
|---|---|
| Monthly average daily balance requirement | $0.00 |
| Monthly account maintenance fee7 | $12.00 |
| Minimum deposit to open | $100.00 |
| Dividend bearing | -- |
| Earnings credit allowance8 | Yes |
| Checks paid | $0.12 each |
| Deposit ticket | $0.25 each |
| Deposit checks | $0.09 each |
| Currency purchase (per Fed strap supplied) | $1.20 |
| Rolled coin purchase | $.10/roll |
| Rolled coin deposit | 10 rolls/month free $0.10/roll thereafter |
| Online Banking | No charge |
| Online Bill Pay6 | No charge |
| Automated telephone account access | No charge |
1One time free to establish Credit Union membership.
2Other account and transaction-related fees may apply.
3Dividends will be calculated using the daily balances method, which is an application of a daily periodic rate to the full amount of principal in the account each day.
4Subject to application and credit approval
5Transactions include deposit ticket, checks paid, and all deposited checked including those drawn on UVA Community Credit Union.
6No charge with at least one bill sent every two calendar months, otherwise a $10.00/month fee applies.
7No maintenance fee charged during the first month the account is opened.
8Earnings credit rate is based on the average of the weekly auctions of the 91-day Treasury Bill during the previous month. The earnings credit will be calculated on the daily collected balance of the account and will be used to offset monthly account maintenance and service fees. Any earnings credit amount which exceed the amount of fees for the current month will not carry over to subsequent months.
Updated 03/23 BS-1-M-201101
Main: 434-964-2001 | Toll-Free: 888-887-9136
Call 24 Telephone Account Access: 434-964-2050
3300 Berkmar Drive, Charlottesville, VA 22901
uvacreditunion.org.
Insured by NCUA. Equal Housing Opportunity
