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Certificate Rate Promotion

New Money Certificate Promotion

Grandma and granddaughter baking

Do more with your dough. Open a certificate today and enjoy sweet dividends.

UVA Community Credit Union can help you bake up guaranteed dividends! Certificates are investments that encourage you to save, not spend and yield higher dividend return rates than typical savings accounts. You can earn higher interest rates the longer you leave your money in a certificate account. At maturity, this money can either be withdrawn or rolled over to continue earning and saving.

A certificate is the perfect recipe to grow your money in an unsettled market:

  • Guaranteed returns
  • No monthly maintenance fees
  • A safe place to save
  • Insured by NCUA


This promotional offer is only available for new funds to the Credit Union.*

Minimum Deposit APY* Term
$500 5.00% APY 13 Months

View all of our Share Certificate rates and terms. 

Hurry - limited time offer.


Opening a 13-Month New Money Certificate:

Already a member? It's easy to open!

  1. Log in to Online Banking
  2. Click "Open a Savings Account"
  3. Select “Certificate” from the product list and follow the prompts.
  4. Click button below to get started or visit at any of our branch locations 



NOT a member yet? We would love to have you!

  1. See if you are eligible for membership
  2. Click button below to get started or visit at any of our branch locations
  3. Once your membership has been established you can stop by any of our branch locations to open a Certificate or open in online banking



*APY=Annual Percentage Yield. Current dividend rate is 4.91% for a 13-month certificate term. Rate is effective May 16, 2023. Funds must be new to UVA Community Credit Union. Promotional dividend rate available for funds not on deposit at the Credit Union for at least 30 days. Aggregate total of 13-month new money promotional certificates may not exceed $250,000 per member. Certificate will rollover at maturity into a 12-month term at the prevailing dividend rate unless otherwise instructed. Early withdrawal penalties apply; 180 day dividend loss. Certificate must have a $500 minimum opening and ongoing balance. This offer is not valid on IRA or Education Savings Certificates. UVA Community Credit Union reserves the right to end or modify this offer at any time without notice. For current dividend rates call 434-964-2001. Membership eligibility is required. Membership requires a minimum ongoing balance of $5 in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if not currently a UVA Community Credit Union member. Insured by NCUA.

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