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Financial Hardship Assistance Programs

Financial Hardship Assistance Programs



As always, we are committed to being here for you! If you find yourself financially impacted by Coronavirus (COVID-19), we want to help. Below are some options we have to make things a little easier during this difficult time. If you have any questions please contact us via phone at (434)-964-2001 (toll free: 888-887-9136), Secure Message, or Online Chat.  


Personal Financial Assistance Options
  • Auto and Personal Loan Skip-a-Payment*
    • Skip your next payment on an eligible auto and/or personal loan
    • No application fee
    • Must meet eligibility requirements
    • Apply Now
  • Emergency Support Loans
    • Borrow up $3,000 at a low fixed rate of 6.99% APR for up to 18 months**
    • Apply Now
  • Credit Card Balance Transfer and Credit Card Limit Increases
  • Consider Mortgage Refinancing to take advantage of current lower rates***
    • This could help lower your monthly payment or allow you to consolidate higher-rate debt
  • Consider a debt consolidation loan using the equity in your home with a Home Equity Line of Credit or Home Equity Loan
  • Consider a debt consolidation loan with our Personal Loan
  • Consider refinancing your higher rate auto loans with other lenders to possibly lower your monthly payments
  • Other hardship options may be available




Business Assistance Options

Existing UVA Community Credit Union Business Loans

Members with an existing business loan impacted by the COVID-19 pandemic should contact their Commercial Loan Officer.

SBA Relief Loans

The U.S. Small Business Administration is providing aid for businesses of all sizes and private non-profit organizations in response to the COVID-19 virus' impact on the economy. We are proud to support these programs as a SBA-preferred lender.


To Further Assist You During This Time of Need:

Other restrictions may apply. All loans subject to credit approval. Membership eligibility required. Offers are subject to change at any time.

* To be eligible for Skip-a-Pay, you must be a member in good standing, and all loans and accounts must not currently be past due. Finance charges (Interest) will continue to accrue on a daily basis at the Annual Percentage Rate set forth in your loan agreement during the deferral period.

** APR = Annual Percentage Rate. Effective 11/02/2020. Limited time only. Loans must be funded within 30 days of application with UVA Community Credit Union to be eligible. 6.99% APR payment example: 18 monthly payments of $58.68 per $1,000 borrowed. Rates, terms and conditions are subject to change and may vary based on creditworthiness. Not all applicants will qualify for the lowest rate or maximum loan amount.

*** Mortgage services provided by Member Options, LLC (licensed by the Virginia State Corporation Commission, VA License #MC-5520) NMLS #194038 ( a wholly owned subsidiary of UVA Community Credit Union. Equal Housing Lender.

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