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First Mortgages

Whether you're purchasing your first home, trading up, downsizing or refinancing, it can be both an exciting and stressful process. Let UVA Community Credit Union handle your mortgage needs so you can focus your time and energy on finding a home and preparing for your move.

Apply today for pre-qualification! This way, by knowing how much you can borrow beforehand saves you time and will help you bargain harder when you start shopping for your home.

You'll find our interest rates, variety of mortgage programs and lower-than-average closing costs make the mortgage process easy and affordable. Even if you're purchasing an investment property, you can take advantage of all the mortgage benefits that come with your credit union membership.

Unlike many other financial institutions, UVA Community Credit Union handles all aspects of your mortgage from initial loan application through closing. This puts you in control, streamlines the process and saves time and money.

UVA Community Credit Union offers:

  • mortgages for primary residences, second homes and investment properties
  • fixed or adjustable rate mortgages
  • refinancing for lower rates or better terms
  • flexible mortgage programs including conventional, VA and jumbo loans
  • low interest rates and flexible payment options and terms

Get Started Today

For First Mortgages visit the Mortgage WebCenter to get more information, check mortgage rates or apply for a mortgage online. Call 434-964-2001 (toll-free 888-887-9136) Option 6 to speak with one of our mortgage loan originators.

Rate Quote
Rate Watch
Homebuyer Seminars

Important Notice: As part of the loan application process, a credit inquiry will be made in your name to one or more of the three primary credit reporting agencies, Experian, Equifax, and TransUnion. Be advised that these agencies may sell your consumer information to third party financial institutions, including our competitors, for marketing purposes. UVA Community Credit Union does not participate in this practice in any way. You have the right to opt out of the sale of your information by the credit reporting companies. For full details regarding your rights and options and to opt out of this practice, see:

Mortgage services provided by Member Options, LLC (licensed by the Virginia State Corporation Commission, VA License #MC-5520) NMLS #194038 ( a wholly owned subsidiary of UVA Community Credit Union.

For information on any of our loan products, visit our Loan Overview.
For information on Online Banking and how it can help manage your finances online, view our Online Banking Overview.

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