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Holiday Loan

Holiday Personal Loan

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Why a Holiday Loan? 

When you're looking for just a bit more than your savings can cover, a Holiday Loan offers a quick solution for you and your family. With our low rates, you can give yourself some breathing room, buy that special gift, cover family travel expenses, and get peace of mind by consolidating debt or making those small home repairs or upgrades you've been putting off. It's there for what you need. You can even help pay for a wedding, pay off higher rate credit cards, and more..

But why a Holiday Loan instead of a credit card? 

Carrying a balance on a credit card may leave you vulnerable to late fees, transaction fees, and extra interest. Instead, with a Holiday Loan, you can receive a lump sum then have the flexibility to pay it back in equal monthly installments with low interest payments. You can borrow up to $10,000 for 60 months with rates as low as 5.99% APR* and up to $20,000 for 72 months with rates as low as 6.99% APR.* Compared to credit card rates, which are usually between 13% and 18% APR, these rates are hard to beat! 

Not a Member?

It's easy! We can establish your membership at loan closing. See if you're eligible.


Now serving even more members in Virginia's Central Piedmont AND Valley area! 

Hurry! Limited time offer.

*APR = Annual Percentage Rate. Rate effective 11/1/21. Finance rate for this offer may vary, starting as low as 5.99% APR to 6.99% APR to 17.49% APR, based on loan amount, creditworthiness, term of loan and other qualifications. Not all applicants will qualify for the lowest rate, maximum loan amount or term. Minimum loan term is 12 months. Maximum loan term is 72 months.

Payment Example: A loan of $2,500 for 36 months will have a monthly payment ranging from $76.05 to $89.74. 

Loans must be funded within 30 days of approval. This is a limited time promotion and subject to change at any time. Offer not available on existing Credit Union loans. All loans subject to credit approval. Other restrictions may apply. Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if currently not a UVA Community Credit Union member.

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