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Hometown Heroes Mortgages

Hometown Heroes Mortgage

Hometown Heroes - Making home buying affordable for our local heroes.Hometown Heroes - Making home buying affordable for our local heroes.

We’re Giving Back Through a Program for Heroes Like You

Benefits of our Hometown Heroes Mortgage

  • No down payment
  • Affordable mortgage insurance
  • Low fixed & adjustable-rate mortgage options 

Am I Eligible?

Borrowers working in any position within:

  • Education
  • Medical Care
  • Fire & Rescue
  • Law Enforcement
  • Military

We provide a variety of choices. We'll work with you to find your best fit. Options include:

  • 30-Year Fixed Rate Mortgages
  • 5/1 and 7/1 Adjustable Rate Mortgages (ARMs)


Thank you for serving our community!


Review other mortgage options.


Home Ownership Within Reach!

Becoming a homeowner doesn’t have to be a dream. At UVA Community Credit Union Mortgage we strive to ensure the financial wellness of our members. Our team of Mortgage Loan Originators* can make becoming a homeowner possible with services that support you every step of the way.

Get Started Today!




Helpful Resources


Borrower must hold an eligible position within the areas of education, medical care, fire and rescue, law enforcement, or military. 30-Year Fixed Rate, 5/1, and 7/1 Adjustable Rate Mortgage (ARM) Financing valid for single-unit primary residence homes that meet specific criteria. Available exclusively for properties located in the Commonwealth of Virginia. Not available for secondary financing or for non-members or those ineligible for membership with UVA Credit Union. Excludes corporations, partnerships, trusts, foreign nationals, non-resident aliens, non-permanent aliens, co-signers, or non-occupant co-borrowers. minimum ongoing balance of $5 in a Share Savings Account and a one-time $5 membership fee may be required if not currently a UVA Community Credit Union member. Additional eligibility conditions required.

All loans subject to credit approval. APR based on loan amount, creditworthiness, term of loan and other qualifications. Other restrictions may apply. Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if currently not a UVA Community Credit Union member. Talk with a Mortgage Loan Originator for additional details.

*Mortgage services provided by Member Options, LLC (licensed by the Virginia State Corporation Commission, VA License #MC-5520) NMLS #194038 ( a wholly owned subsidiary of UVA Community Credit Union.

For more information on any of our loan products, visit our Loan Overview page.

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