IRA Rates

Rates are subject to change. Effective as of July 17, 2018.

Individual Retirement Accounts

IRA and Coverdell ESA - Share Accounts

Investment Compounding Minimum Deposit*** Dividend Rate APY*
Traditional IRA Quarterly $100 0.30% 0.30%
Roth IRA Quarterly $100 0.30% 0.30%
Coverdell Education Savings Account Quarterly $25** 0.30% 0.30%

 

IRA and Coverdell ESA - Certificate Accounts

 

Term Compounding Minimum Deposit*** Dividend Rate APY*
1 Year Quarterly $500 0.80% 0.80%
2 Year Quarterly $500 1.10% 1.10%
3 Year Quarterly $500 1.39% 1.40%
4 Year Quarterly $500 1.74% 1.75%
5 Year Quarterly $500 1.99% 2.00%

*Annual Percentage Yield

**Minimum balance of $100 required to earn dividends.

***Minumum deposit to open account

An open IRA or Coverdell ESA Share Account is required to open an IRA or Coverdell ESA Certificate.

Substantial penalty for early withdrawal. Fees may reduce earnings. Rates are variable.

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