Platinum Visa

For Business Success

Running a business can involve both budgeted expenses as well as unplanned expenditures. With a Platinum Visa® Credit Card from UVA Community Credit Union, you can be ready for both. A Platinum Visa Credit Card allows you to easily take care of everyday business expenses and have funds on-hand for unexpected opportunities or emergencies.

Visa Credit Cards are accepted almost anywhere around the world, and with Visa's Zero Liability policy, you won't be held responsible for fraudulent charges made with your card or account information.1  Card holders can access their UVA Community Credit Union Credit Card account through Business Online Banking.

  • Low, variable rates - adjusted monthly
  • credit limits up to $20,000
  • extra services including extended warranty protection, auto rental insurance, travel and emergency assistance
  • year-end statement

Apply for a Business Visa Platinum Credit Card

We Make It Easy for You

  • NO minimum finance charge on purchases or cash advances
  • submit your Visa Application online, at any branch, by mail, fax, or through the Call Center, and receive a response in less than 48 hours
  • pay your bill automatically from your member account and choose your payment type: minimum payment due, flat amount, percentage of outstanding balance, or pay your balance in full
  • view credit card transaction history with Business Online Banking
  • 25-day, no-interest grace period on transactions
  • minimum payment is 2% of total new balance or $25, whichever is greater
  • security of purchases with Verified by Visa
  • shop online and simplify online payments with Visa Checkout

Visa Purchase Alerts

We'll keep you informed of transactions made with your Visa credit card.

Click here to set up your alerts — it's completely free, customizable, and optional. With alerts, you have greater fraud protection and peace of mind, especially since alerts are triggered as a transaction is authorized.

Set up your desired alerts based on:

  • the amount
  • location triggers (purchases made outside of the US) or
  • method of transaction (phone or online).

Alerts can be delivered via email or text. 

SecureLOCK Fraud Protection

We've enhanced our fraud protection services for debit and credit cards with SecureLOCK Communicate. Members using these cards will now receive immediate alerts when potential fraud is detected on a card.

Real-time alerts are sent three different ways:

  • SMS text alerts between 7:00am and 10:00pm
  •  Interactive Voice Calls between 8:00am and 9:00pm
  • E-mail alerts 24/7

SecureLOCK Communicate will minimize fraud with this real-time card engagement. For additional information, read our SecureLOCK Communicate FAQ

Apply for a Visa Platinum Card for Business

Apply for a business loan or credit card by completing three forms, then submit the required business financial statements, and return them to any branch:

You do not need to be a member until you are approved for a business loan or credit card, if your business is located in our field of membership, you are eligible.

Need Assistance?

Contact a Business Services Expert
Personalized service for your business

1Does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions.

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