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Refinance Your Auto Loan

Refinance Your Auto Loan

Take a Look at Your Car Loan

Refinancing your loan from another lender with UVA Community Credit Union may help you lower your interest rate and decrease your monthly payment. You could lower your existing rate by up to 2% APR* or maybe more with rates as low as 1.49% APR!*

Featured Benefits:

Check Mark Quick and Easy Application
Check Mark Great, Low Rates
Check Mark Access to Membership Benefits
Check Mark Low Monthly Payments

Find Out How Much You Can Save:

Estimated Savings Example:

For a $30,000 loan at 3.99% APR* with a 72-month term.

Current monthly payment at 3.99% APR* $469.25
New monthly payment at 1.99% APR* $442.40
Monthly savings $26.85
Total Savings (over the life of the loan) $1,933.20

Why Refinance?

Because saving money feels great! And refinancing your car, van, truck, or SUV is easier than you think. Just submit an application and we'll take it from there!

Depending on the terms of your original loan or changes in your finances, refinancing could save you money on interest or reduce your monthly payment.

  • Lower Interest Rate - If you lower your interest rate you could lower your monthly payment. You'll be paying less interest over the duration of your loan.
  • Decreased Car Payment - If your interest rate goes down it could mean your monthly payment will also go down.
  • Improved Credit Score - If your credit score has improved you may be eligible for a better rate. Refinancing could lower your monthly payment. 

*APR = Annual Percentage Rate. Effective 3/1/2021. Limited time only. Loans must be funded within 30 days of application with UVA Community Credit Union to be eligible. Existing UVA Community Credit Union vehicle loans are not eligible for offer. Minimum finance rate for this special is 1.49% APR for loans up to 36 months and 1.99% APR for terms over 36 months. Maximum loan term is 72 months. Vehicle model ten years and newer. 1.49% payment example: 36 monthly payments of $28.43 per $1,000 borrowed. 1.99% APR payment example: 72 monthly payments of $14.75 per $1,000 borrowed. No other discounts apply. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Other restrictions may apply. Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if not currently a UVA Community Credit Union member.

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