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Refinance Your Auto Loan

High Payments Guzzling Up Your Budget?

Hit the Open Road

With warmer weather, you're ready for an adventure! Refinancing your auto loan can help you get started! Simply bring in your existing non-UVA Community Credit Union auto loan, and you can lower your existing rate by up to 2% APR* or maybe more! With rates as low as 5.99% APR!* you'll be on your way to higher savings, car ride games, and making memories in no time! 

Featured Benefits:

Find Out How Much You Can Save:

Estimated Savings Example:

For a $30,000 loan at 7.99% APR* with a 72-month term.

Current monthly payment at 7.99% APR* $525.87
New monthly payment at 5.99% APR* $497.06
Monthly savings $28.81
Total Savings (over the life of the loan) $2,074.32

How Can Refinancing Help?

Depending on the terms of your original loan or changes in your finances, refinancing could save you money on interest or reduce your monthly payment.

  • Lower Interest Rate - If you lower your interest rate you could lower your monthly payment. You'll be paying less interest over the duration of your loan.
  • Decreased Car Payment - If your interest rate goes down it could mean your monthly payment will also go down.
  • Improved Credit Score - If your credit score has improved you may be eligible for a better rate. Refinancing could lower your monthly payment. 


**APR = Annual Percentage Rate. Effective 03/27/2023. Limited time only. Loans must be funded within 30 days of application with UVA Community Credit Union to be eligible. Existing UVA Community Credit Union vehicle loans are not eligible for offer. Minimum finance rate for this special is 5.99% APR for loans up to 72 months. Maximum loan term is 72 months. Vehicle model ten years and newer. 5.99% APR payment example: 72 monthly payments of $16.57 per $1,000 borrowed. No other discounts apply. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Other restrictions may apply. Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if not currently a UVA Community Credit Union member.

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