Share Secured Loans

Establishing a good credit history has never been more important than it is today. As a member of the UVA Community Credit Union, we can help you build or rebuild your credit history-without the high fees finance companies may charge.

With a Share Secured loan, you can borrow money using the funds in your Share Savings account as collateral. Because you are borrowing against your savings, you'll enjoy low interest rates and still earn dividends on the savings you've pledged.

UVA Community Credit Union Share Secured loans make borrowing, and building a credit history, easy and affordable.

  • Get an annual percentage rate (APR) equal to prime share savings rate plus 3 percent
  • Take up to 60 months to repay your loan
  • Make payments and an amount equal to the principal you pay off becomes available in your share savings account
  • Borrow up to the balance in your Share account
  • Fill out a simple online application or apply through the Call Center
  • Get approval quickly and have immediate access to the funds at any local branch
  • Make loan payments through cash, check, payroll deductions, automatic monthly transfer or Online Banking

Apply for a share secured loan today.

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For information on any of our loan products, visit our Loan Overview.
For information on Online Banking and how it can help manage your finances online, view our Online Banking Overview.

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