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Swap N Drop

Swap N Drop

Rates as low as 1.49% APR*Rates as low as 1.49% APR*

Program Details:

Do you have a loan at another institution on a non-commercial car, truck or van? Bring us the paperwork for your current, non-UVA Community Credit Union loan and we could drop your interest rate by up to 2% APR* to as low as 1.49% APR*. Apply today and save!

Find out how much you can save by switching your non-credit union loan to us!

Estimated Savings Example:

For a $30,000 loan at 3.99% APR* with a 72-month term.

Current monthly payment at 3.99% APR* $469.25
New monthly payment at 1.99% APR* $442.40
Monthly savings $26.85
Total Savings (over the life of the loan) $1,933.20

Want to start saving?

*APR = Annual Percentage Rate. Effective 8/28/2020. Limited time only. Loans must be funded within 30 days of application with UVA Community Credit Union to be eligible. Existing UVA Community Credit Union vehicle loans are not eligible for offer. Minimum finance rate for this special is 1.49% APR for loans up to 36 months. Maximum loan term is 72 months. Vehicle model ten years and newer. 1.49% payment example: 36 monthly payments of $28.43 per $1,000 borrowed. 1.99% APR payment example: 72 monthly payments of $14.75 per $1,000 borrowed. No other discounts apply. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Other restrictions may apply. Minimum account opening deposit of $45 is required for a full service account. This includes a $5 membership fee. Membership eligibility required.

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