Swap N Drop

Swap N Drop

Do you have a loan at another institution on a non-commercial vehicle that is 10 years old and newer? Bring your non-UVA Community Credit Union loan to us and we will drop your interest rate by up to 2% APR*.

Find out how much you can save by switching your non-credit union loan to us!

See how much you can save by swapping your auto loan with the credit union!


Bring us the paperwork for your current auto loan. We'll drop your rate by up to 2% to as low as 2.99% APR* & terms up to 72 months. If you have a non-credit union loan for a car, truck or van, model that is 10 years old and newer, apply today & save!


*APR = Annual Percentage Rate. Limited time only. Loans must be funded within 30 days of application to be eligible. Existing UVA Community Credit Union vehicle loans are not eligible for offer. Minimum finance rate for this special is 2.99% APR. Maximum loan term is 72 months. Vehicle model that is 10 years old and newer. 2.99% APR payment example: 72 monthly payments of $15.19 per $1,000 borrowed. No other discounts apply. All loans subject to credit approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Not all applicants will qualify for the lowest rate. Applicant must meet membership criteria. Other restrictions may apply.


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