Visa Balance Transfer

PAY LESS INTEREST. TRANSFER BALANCES TO A CREDIT CARD WITH A LOWER RATE.

Transfer higher interest credit card and loan balances to your Credit Union Visa® Credit Card by February 28, 2019 and enjoy special rates as low as 7.74% APR*.  

You can keep your special low rate until those balances are paid in full!

  • No balance transfer fees

  • No annual fee

Special Low Rates Good on Balances Transferred Between Dec. 1, 2018 – Feb. 28, 2019

  • 7.74% APR* for qualifying Platinum cards
    current variable rate is 9.49% to 11.49% APR

  • 8.74% APR* for qualifying Gold cards
    current variable rate is 10.49% to 15.49% APR

  • 9.99% APR* for qualifying Classic cards
    current variable rate is 13.46% to 20.46% APR

It’s easy to transfer balances online, on the phone or in-person at any branch.

Don’t have a Credit Union Visa? Apply Today!
 

  Percentage Rate (APR)
for Purchases
Percentage Rate (APR)
for Cash Advances
Percentage Rate (APR)
for Balance Transfers
 Visa® Platinum
9.74%
to
11.74%
The APR when you open your account is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

9.74%
to
11.74%
The APR when you open your account is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

9.74%
to
11.74%
The APR when you open your account is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Visa® Gold
10.74%
to
15.74%
The APR when you open your account is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
 
10.74%
to
15.74%
The APR when you open your account is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

10.74%
to
15.74%
The APR when you open your account is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Visa® Classic
  13.46%
to
  20.46%
The APR when you open your account is based on your creditworthiness.
 
  13.46%
to
  20.46%
The APR when you open your account is based on your creditworthiness.

  13.46%
to
  20.46%
The APR when you open your account is based on your creditworthiness.

* APR = Annual Percentage Rate. Promotional rate as low as 7.74% APR is good on all balance transfers made between December 1, 2018 – February 28, 2019. Not all applicants will qualify for this rate. Offer good on non-UVACCU loan/credit card transfers only. The promotional balance transfer rate is as low as 7.74% APR for Platinum, 8.74% for Gold, and 9.99% for Classic based on your creditworthiness. Offer not valid on purchases or cash advances. Interest will accrue on purchases and cash advances at the standard APR as stated in your Visa disclosure. After the promotional period the APR will convert to non-promotional rates, which as of August 10, 2018 are 9.74% to 13.74% for Platinum and 10.74% to 15.74% for Gold, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Rates for Classic are currently 13.46% to 20.46%, based on your creditworthiness. Foreign transactions fees may apply. Applicant must meet credit and membership criteria. UVA Community Credit Union reserves the right to decline any balance transfer request. Other restrictions may apply. See Credit Union for details.

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