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Promo Rate-Purchases-Balance Transfers

Visa® Credit Card Purchase and Balance Transfer Offer

Holiday Visa

It's a New Day! Hit Reset on Your Finances.

As life gets back to normal, don't let your finances hold you back. If you've been waiting to make a purchase or have high-interest debt, this may be the perfect opportunity for you! With intro rates as low as 5.99% APR* you can make new purchases or balance transfers from other credit cards or loans to our Platinum, Gold, or Classic Visa credit cards. And KEEP that rate until those balance are PAID in FULL! After the promo period, ongoing rates of 7.74% - 20.46% APR* apply.

Don't wait! Purchases and Balance Transfers must be made between July 1, 2021 and September 30, 2021! 

A Low Rate
You Can Keep

No Balance
Transfer Fee

No Annual


Intro Rate of 5.99% APR* for qualifying Platinum Cards (ongoing rates as low as 7.49% APR*)
Intro Rate of 6.99% APR* for qualifying Gold Cards (ongoing rates as low as 8.74% APR*)
Intro Rate of 9.99% APR* for qualifying Classic Cards (ongoing rates as low as 13.74% APR*)

What if I'm an Existing Cardholder?

You're already opted in! You'll get this great promotional rate for any purchases or balance transfers you make between July 1, 2021 and September 30, 2021. Keep this rate for those balances until they are PAID in FULL! 

Start making purchases or transfer a balance before September 30, 2021 over the phone, at any branch, or by filling out the form below! 


If I'm Not an Existing Cardholder, How Do I Get Started? 

Apply now for our Platinum, GoldClassic, or Secured Credit Cards. If you're approved, you can request a balance transfer or begin making purchases! 

If you're not a member, it's easy! We can establish your membership when your card is approved. See if you're eligible for membership. We're now serving even more members in Virgina's Central Piedmont and Valley region!

Still Not Sure?

If you still have questions, we're here to help! Start by taking taking a closer look at some of our credit card options or learn more about what balance transfers are, how they can help, and check to see if it's the right option for you. And, if you need a higher limit, just ask us

Does a balance transfer make sense?

Find the card that is right for you!

*APR = Annual Percentage Rate. Offer valid for all Platinum, Gold, Classic cardholders. Promotional rate as low as 5.99% APR is good on all purchases and balance transfers made between 7/1/21 – 9/30/21. Offer good on non-UVACCU loan/credit card transfers only. The promotional purchase and balance transfer rate is as low as 5.99% APR for Platinum, 6.99% for Gold, and 9.99% for Classic based on your creditworthiness. Offer not valid on cash advances. After the promotional period the APR will convert to the regular rates, which as of June 21, 2021 are 7.74% to 9.74% for Platinum and 8.74% to 13.74% for Gold, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Fixed rates for Classic are currently 13.46% to 20.46%, based on your creditworthiness. Foreign transactions fees may apply. All credit cards subject to credit approval. UVA Community Credit Union reserves the right to decline any balance transfer request. Other restrictions may apply. Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if currently not a UVA Community Credit Union member. See Credit Union for details.

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