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Promo Rate-Purchases-Balance Transfers

Visa® Credit Card Purchase and Balance Transfer Offer

Holiday Visa

Let Your Budget Catch a Break!

It's a new year, and we know you want to start it off right. With intro rates as low as 4.99% APR1 you can! Make new purchases or complete a balance transfer from other higher rate credit cards or loans to our Platinum, Gold (existing cardholders only)2, or Classic Visa credit cards. And KEEP that rate until those balances are PAID in FULL! After the promo period, ongoing rates of 7.74% - 20.46% APR1 apply.

Don't wait! Purchases and Balance Transfers must be made between January 1, 2022 and March 31, 2022! 

A Low Rate
You Can Keep

No Balance
Transfer Fee

No Annual


Intro Rate of 4.99% APR1 for qualifying Platinum Cards (ongoing rates as low as 7.74% APR1)
Intro Rate of 5.99% APR1 for qualifying Gold Cards (ongoing rates as low as 8.74% APR1)
Intro Rate of 8.99% APR1 for qualifying Classic Cards (ongoing rates as low as 13.46% APR1)

What if I'm an Existing Cardholder?

You're already opted in! You'll get this great promotional rate for any purchases or balance transfers you make between January 1, 2022 and March 31, 2022. Keep this rate for those balances until they are PAID in FULL! 

Start making purchases or transfer a balance before March 31, 2022 over the phone, at any branch, or by filling out the form below! 


If I'm Not an Existing Cardholder, How Do I Get Started? 

Apply now for our Platinum or Classic Credit Cards. If you're approved, you can request a balance transfer or begin making purchases! 

If you're not a member, it's easy! We can establish your membership when your card is approved. See if you're eligible for membership. We're now serving even more members in Virgina's Central Piedmont and Valley region!

Still Not Sure?

If you still have questions, we're here to help! Start by taking taking a closer look at some of our credit card options or learn more about what balance transfers are, how they can help, and check to see if it's the right option for you. And, if you need a higher limit, just ask us

Does a balance transfer make sense?

Find the card that is right for you!

1APR = Annual Percentage Rate. Offer valid for all Platinum, Gold, Classic cardholders. Offer good on non-UVACCU loan/credit card transfers only. The promotional purchase and balance transfer rate of 4.99% APR for Platinum, 5.99% APR for Gold, and 8.99% APR for Classic are good on all purchases and balance transfers made between 01/1/2022 and 03/31/2022. Offer not valid on cash advances. After the promotional period the APR will convert to the regular rates, which as of January 1, 2022 are 7.74% APR to 12.74% APR for Platinum and 8.74% APR to 13.74% APR for Gold, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Fixed rates for Classic are currently 13.46% APR to 20.46% APR, based on your creditworthiness. Foreign transactions fees may apply. All credit cards subject to credit approval. UVA Community Credit Union reserves the right to decline any balance transfer request. Other restrictions may apply. Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if currently not a UVA Community Credit Union member. See Credit Union for details.

2Our Gold Credit Card is no longer offered. Promotional offer valid for existing Gold cardholders only.

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