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Auto Loans

At UVA Community Credit Union, you'll find highly competitive interest rates on auto loans, up to 100 percent financing, and flexible loan terms.

That's not all! UVA Community Credit Union will prequalify you before you start shopping. By knowing exactly how much car you can afford, you'll be in the driver's seat when negotiating with the dealership.

UVA Community Credit Union auto loans: flexibility, convenience and affordability

  • Financing - 100 percent financing on vehicles up to nine years old, and 80 percent financing on vehicles ten years and older
  • Loan terms - A minimum of $10,000 is required for a 60 month loan, a minimum of $20,000 is required for a 72 month loan
  • Make payments by cash, check, within Online Banking or by automatic monthly transfer
  • Refinance existing non-credit union auto loans to get lower rates or better payment terms

Five easy ways to apply for your next auto loan

Now you can use our AutoSMART Buying Resource Guide to make the auto buying experience easier when purchasing a new or used vehicle from a dealership – and it saves you money. You can shop, research and find the best deals on vehicles. This all-in-one website also offers tips and advice about buying a vehicle, new vs. used, credit reports and more. Try it today!

Credit union financing right at the dealership!

In just a few minutes you can be approved for a low-rate credit union loan – right at the dealership. Thanks to the joint effort of UVA Community Credit Union and Credit Union Direct Lending, you can walk into any participating dealership, select the new or used vehicle you want, get your auto loan approved in just minutes, and drive off the lot in the vehicle of your choice with financing from the credit union.

It's easy to do:

  • Decide on the make and model of the vehicle you want
  • Visit a participating dealership
  • Ask the dealer for financing with UVA Community Credit Union

Refinance an existing non-credit union auto loan

Apply for a new or used auto loan

Auto Loan Calculator

Check Rates

Auto Buying Resource Guide


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