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Credit Cards

APPLY NOWUVA Community Credit Union offers members four types of credit cards with varying credit limits and low interest rates based on your payment history. Regardless of the type of card you choose, you pay no annual fee, no balance transfer fee and no interest when you pay your balance in full within the 25-day grace period.
Furthermore, you pay the same low rate whether you make a purchase or take a cash advance.

Card holders can access their UVA Community Credit Union Credit Card account through Online Banking anytime. Simply log in to your Online Banking account, select "Services" from the left menu, then select Visa® eZCardInfo. If you are not currently enrolled in Online Banking you may still go directly to

    Want to learn more about our Visa Chip (EMV) Cards?

    Visa Credit Cards are accepted almost anywhere around the world, and with Visa's Zero Liability policy, you won't be held responsible for fraudulent charges made with your card or account information.1

    Visa Platinum Card

    • variable low rates - adjusted monthly
    • credit limits up to $20,000
    • extra services include extended warranty protection, auto rental insurance, travel and emergency assistance
    • year-end statement

    Apply for a Visa Platinum Credit Card
    Apply for a Business Visa Platinum Credit Card

    Visa Gold Card

    • variable low rates - adjusted monthly
    • credit limits up to $12,000
    • extra services include extended warranty protection, auto rental insurance, travel and emergency assistance

    Apply for a Visa Gold Credit Card

    Visa Classic Card

    • credit limits up to $8,000

    Apply for a Visa Classic Credit Card

    Visa Share-Secured Card

    • available to members who want to secure their Visa card limit with an equal pledge of shares
    • available to non-U.S. citizens who don't have permanent resident status

    Apply for a Visa Share-Secured Credit Card

    We Make It Easy for You

    • NO minimum finance charge on purchases or cash advances
    • submit your Visa Application online, at any branch, by mail, fax, or through the Call Center, and receive a response in less than 48 hours
    • pay your bill automatically from your member account and choose your payment type: minimum payment due, flat amount, percentage of outstanding balance, or pay your balance in full
    • view credit card transaction history with Online Banking
    • 25-day, no-interest grace period on transactions
    • minimum payment is 2% of total new balance or $25, whichever is greater
    • security of purchases with Verified by Visa
    • shop online and simplify online payments with Visa Checkout

    Visa Purchase Alerts

    We'll keep you informed of transactions made with your Visa credit card.

    Click here to set up your alerts — it's completely free, customizable, and optional. With alerts, you have greater fraud protection and peace of mind, especially since alerts are triggered as a transaction is authorized.

    Set up your desired alerts based on:

    • the amount
    • location triggers (purchases made outside of the US) or
    • method of transaction (phone or online).

    Alerts can be delivered via email or text.

    SecureLOCK Fraud Protection

    We've enhanced our fraud protection services for debit and credit cards with SecureLOCK Communicate. Members using these cards will now receive immediate alerts when potential fraud is detected on a card.

    Real-time alerts are sent three different ways:

    •          SMS text alerts between 7:00 am and 10:00 pm
    •          Interactive Voice Calls between 8:00 am and 9:00 pm
    •          E-mail alerts 24/7

    SecureLOCK Communicate will minimize fraud with this real-time card engagement. For additional information, read our SecureLOCK Communicate FAQ. 

    More Links

    Check Rates
    Central Finance
    Loan Products Overview
    Online Banking Overview
    Visa Account Agreement
    Visa Balance Transfer Form

    1Does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions.

    Additional terms and fees can be found HERE

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