Credit Cards

¹ Earn 10X points for qualifying purchases made in the first 90 days after account opening up to 25,000 points on Visa^® Member Rewards Card accounts. Reward points are not earned on: cash advances, convenience checks, balance transfers, or fees. Points may be redeemed for statement credit, cash back, real time point of sale transactions, gift cards, travel services or brand name merchandise. Points may be awarded up to two billing cycles after promotional requirements have been met. Other restrictions may apply. As of 10/1/2024 interest rates are 14.99% APR to 19.99% APR based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Foreign transaction fees may apply. Balance transfers, cash advances, credit card checks, fees, interest charges, or unauthorized transactions do not qualify as purchases and will not earn points. There is no limit to the number of points earned. Account must be in good standing. Points expire after 36 months.

² 1.99% APR introductory interest rate for purchases for 15 billing cycles after account opening on new personal credit union Platinum cards. Not valid on cash advances or balance transfers. After the promotional period, the introductory APR will convert to an ongoing variable interest rate based on creditworthiness. As of 5/1/2024, interest rates are 12.99%APR to 16.99%APR. This APR will vary with the market based on the Prime Rate. Foreign transaction fees may apply.

³ For full benefits see the Visa Rewards Card disclosures. Some benefits may have a fee.

Credit Card approval subject to UVA Community Credit Union membership eligibility. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Other restrictions may apply. See credit union for details. Insured by NCUA.