Personal Loans

Right now, you can get a Personal Loan with a rate as low as 7.74% APR¹! This is a great choice when you know exactly how much money you need to borrow and you want to receive your funds in a lump sum. Members often use a Personal Loan for home improvements, car repairs or consolidating high-rate debt into a lower, single monthly payment. 

• A fixed rate helps you set your budget and know your monthly payment 
• Choose from various terms that fit your needs
• Local service means you can always come to us with questions
• Great solution when emergencies arise

When you're in a financial pinch, take a look at our special PALS program. You can avoid predatory payday lenders and get a short-term loan from people you trust to help bridge a financial gap. And there's added incentive, too. The PALS program helps you build up your savings balance at the same time you're borrowing money. To qualify for PALS, you need direct deposit set up and at least six months of UVA Community Credit Union membership.

• Borrow up to $500 for a 30-day term
• Features a competitive 18% APR
• Pay no fees for using the loan
• 5% of your loan proceeds are automatically deposited into your share savings account

To apply for a PALS loan call 888-887-9136 and speak to a call center representative.