Calculators

As you're researching your vehicle and loan options, use this calculator to break down your monthly payment and track the amount of time it will take to pay off your auto loan. Input everything from the terms and rate of a UVA Community Credit Union auto loan to the price of the new vehicle and value of your trade-in. 

Your auto loan's term makes a significant impact on your monthly payment and amount you pay in interest overall. By factoring in your vehicle's price, down payment, tax and interest rate, you can estimate how much you'll pay depending on terms ranging from three to seven years. 

When you're weighing two financing options, this calculator makes it easy to figure out which one saves you the most money each month and over the term of the loan.

Get into all the details that make up your monthly mortgage payment. Based on your total loan amount and many other factors, you can see an itemized breakdown of what you'll pay for principal and interest, property taxes, insurance and more. Get an estimate of your monthly payment and track the amount of time you'll need to pay off your home loan.

Refinancing your mortgage could reset your finances by providing serious savings. How much? Use this calculator to estimate, based on various details of your new home loan from UVA Community Credit Union.

How much can you borrow and still have your mortgage payments fit comfortably in your budget? It's an important question this calculator helps answer. Input the monthly payment you want to make and find out how much you can afford for a loan and overall home purchase price. You'll see a detailed breakdown of your monthly payment, too.   

When you're ready to tap into your home's equity for a big project, find out how much your monthly payment will be. Based on your equity amount and interest rate, you can break down payments during an interest-only period and for the full term of the HELOC. 

How much equity could you access to finance your next big project? Estimate that amount based on the appraised value of your home and your mortgage balance. You'll see various results based on different loan-to-value percentages. It's a helpful way to get a sense of what's possible. 

Creating an emergency fund helps ease the stress when unexpected expenses arise. With this calculator, you can create a customized savings strategy and estimate how much time it will take to reach your goal.

Growing your money at a fixed rate leads to healthy dividends through our Share Certificates. Use this calculator to track how your savings will increase in two different Share Certificates. You'll see a breakdown of your monthly interest earned and the total amount of interest you'll earn over the full term.  

With our special MaxSaver Money Market Account, you can get a serious boost to your savings from the start. Use this calculator to see how our blended rates and various tiers can grow your beginning balance far beyond the norm. The difference after one year is significant, leaving you with additional money you can put to use. 

By focusing on investing more of your money rather than spending it, you can increase your retirement savings by a significant amount. Estimate that value using this calculator, which shows you options for both Traditional and Roth Individual Retirement Accounts.

Get a better idea of how your Social Security benefits will complement your retirement savings using this calculator. You can estimate this amount based on your average annual income, current age and age when you plan to retire. 

How much money could you save by consolidating all your debt into a new UVA Community Credit Union loan? Run the numbers through this calculator to find out. You'll see whether this strategy is a good move for your finances. 

When you want to become debt-free faster, you can use this calculator to create a payoff strategy that can save you money in the long run. Adjust your monthly payment and number of months you'll be making payments to see how those factors impact your overall finances. 

When you see an offer to transfer your credit card debt to a new card, you could end up saving a significant amount of money in interest charges. Compare you current payoff schedule with a new one and see how a balance transfer can get you ahead financially.

Before you borrow money, get a good idea of what you'll pay each month based on the amount borrowed, loan term and interest rate. This information helps you find a loan that will fit comfortably within your budget.