Membership
Joining UVA Community Credit Union can be the key to improving your finances.
Take the first steps here.
There's a different dynamic between our members and our Credit Union. It's a personal relationship focused on each person's goals, supported by a financial institution that's not-for-profit. That means the profits we earn are given back to you, our member, in the form of better rates and fewer fees.
Personal
UVA Community Credit Union membership is open to anyone who lives, works or attends school in our membership area. You can join even if you're not part of the UVA system. When you open an account, family members are eligible to join, too. This includes your spouse, children, siblings, parents, grandparents and grandchildren. Join today.
Business
You can become a business member without being a personal member of UVA Community Credit Union. When you open your share savings account, you become a member-owner of the Credit Union with access to our full menu of products and services for business members. Contact us.
Always here for you.
- Once you join, you're a member for life
- Easily switch your accounts to UVA Community Credit Union
- Gain access to all our valuable accounts and services
Membership Area
- Albemarle County
- Amherst County
- Augusta County
- Bath County
- Bedford County
- Buckingham County
- Campbell County
- Charlottesville City
- Culpeper County
- Cumberland County
- Fauquier County
- Fluvanna County
- Greene County
- Harrisonburg City
- Highland County
- Louisa County
- Lynchburg City
- Madison County
- Nelson County
- Orange County
- Rappahannock County
- Rockbridge County
- Rockingham County
- Staunton City
- Waynesboro City
Personal Membership
It's easy to join UVA Community Credit Union. All you need is a $5 deposit into a share savings account and an ongoing $5 balance.
You can join now through our quick and easy online membership application.
If you'd rather complete the paper application, follow the instructions below and mail or bring your application to any of our branch locations.
You can open your checking and savings accounts online in a matter of minutes.
- Log in to Online Banking
- Select the type of account you want to open and follow the prompts
You also have the option to open your account at any of our branch locations.
You can easily apply for a personal loan or credit card online, by calling us at 888-887-9136 or visiting any branch. If you're not a member, you only need to meet the membership eligibility requirements to open a membership account, and you can apply for a loan or credit card before establishing membership.
Business Membership
To open a business membership account, complete a membership application and mail or bring it to any of our branch locations. You will need to make a $100 deposit into your share savings account. Once the account is opened, you must maintain a $5 minimum balance.
Completing the membership application:
- Open the Business Membership Application, enter the information and print the completed application
- Complete the appropriate W-8 form if Account Owner is not a U.S. person.
- Open the Business Authorization Designation form, enter the information and print the completed form
- Review the business account checklist for the documents necessary to establish membership
- Review the following membership documents:
Business Membership and Account Agreement
Business Fee Schedule
Privacy Statement - If you are also opening a checking account, review the following documents:
Availability of Funds
EFT Disclosure - If you are returning the completed Application and Authorization Designation by mail:
- Have the authorized signatures on page 3 of the membership application notarized
- Complete and have notarized the Business Member Identity and Verification Card included in the membership application
- Complete and have notarized the Business Authorization Designation
- Provide the applicable documentation on the business account checklist
- Include a check for $100.00 to open your share savings account. If you are also opening a checking account, you will need to include the amount for the checking account opening deposit.
- If you are bringing the completed Application and Authorization Designation to a branch:
- Authorized signers who will be bringing the application to the branch should bring the identification documents specified on the Member Identity and Verification Card included in the membership application
- Authorized signers who will not be present at the branch, should have their signatures notarized on page 3 of the membership application and complete and have notarized the Member Identity and Verification Card included in the membership application
- The Authorization Designation must be signed in the branch or the signatures must be notarized
- Provide the applicable documentation on the business account checklist
- Bring $100.00 to open your share savings account. If you are also opening a checking account, you will need to bring the amount for the checking account opening deposit.
Choose from various business deposit accounts at UVA Community Credit Union:
Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Business Share Savings Account.
Here's what you need to provide to open your UVA Community Credit Union business account and establish your membership.
- Photo identification and proof of social security number for all owners and/or signatories
- See below for specific documentation necessary for your entity type. One piece of documentation is needed from both Column A and Column B (when applicable)
If your business is a: | A | B |
---|---|---|
Sole Proprietorship - not using DBA |
Fictitious Name Certificate OR Business License |
|
Sole Proprietorship - using DBA |
Fictitious Name Certificate |
|
Partnership |
Partnership Agreement |
|
Limited Liability Company (LLC) |
Articles of Organization AND SCC Filing |
Operating Agreement |
Corporation |
Articles of Incorporation AND SCC Filing |
Corporate Resolution OR Bylaws |
Association, Club or Unincorporated Organization |
Meeting Minutes/Resolution Charter, Fictitious Name Certificate OR Statement of Intent |
Meeting Minutes OR Signed Statement on Letterhead |
Estate |
Letter of Administration OR Small Estate Affidavit* |
|
*Small Estate Affidavit can be used only if estate is $50,000 or less
UVA Community Credit Union is a full-service financial institution with locations throughout Virginia's Central Piedmont and Valley area.