Refinance A Home
A coat of paint. A roof repair. While you're doing everything else possible to keep your home in tip-top shape, consider whether a new home loan might also be a good move.
You can stay in place and still enjoy our great rates.
Learn about all the benefits.
Why consider a mortgage refinancing? Because you might be able to get a lower interest rate - and reduce your monthly payment. Because you might be able to eliminate debt faster - or tap into your equity to get cash for renovation projects or other purposes. At UVA Community Credit Union, we're ready to help you figure out how a new loan might put your finances in better position.
- Competitive rates
- Fixed-rate and adjustable-rate loans available
- Personal assistance from experienced lending professionals
- Expert insight into whether a refinancing is in your best interest
A loan as nice as your home.
- Competitive rates
- Choice of loan lengths
- Potential monthly savings
- Turn equity into cash
Things to Consider
- Can I do better than my current mortgage interest rate?
- What's my break-even point to recoup the mortgage closing costs?
- How much equity do I have in my home?
- Does it make sense to convert from an adjustable-rate to a fixed-rate loan?
- Can I get get rid of my Private Mortgage Insurance (PMI)?
- What are the benefits of paying off my home loan sooner?
- Could funds from a "cash out" refinancing help me consolidate debt or make a remodeling project possible?
UVA Community Credit Union is a full-service financial institution with locations throughout Virginia's Central Piedmont and Valley area.
Resources for success.
Login to Online Banking to apply.