Refinance A Home

A coat of paint. A roof repair. While you're doing everything else possible to keep your home in tip-top shape, consider whether a new home loan might also be a good move.  

You can stay in place and still enjoy our great rates.

Learn about all the benefits.

Why consider a mortgage refinancing? Because you might be able to get a lower interest rate - and reduce your monthly payment. Because you might be able to eliminate debt faster - or tap into your equity to get cash for renovation projects or other purposes. At UVA Community Credit Union, we're ready to help you figure out how a new loan might put your finances in better position.

  • Competitive rates 
  • Fixed-rate and adjustable-rate loans available
  • Personal assistance from experienced lending professionals
  • Expert insight into whether a refinancing is in your best interest

A loan as nice as your home.

  • Competitive rates
  • Choice of loan lengths 
  • Potential monthly savings 
  • Turn equity into cash

Things to Consider

  • Can I do better than my current mortgage interest rate?
  • What's my break-even point to recoup the mortgage closing costs?
  • How much equity do I have in my home?
  • Does it make sense to convert from an adjustable-rate to a fixed-rate loan?
  • Can I get get rid of my Private Mortgage Insurance (PMI)?
  • What are the benefits of paying off my home loan sooner?
  • Could funds from a "cash out" refinancing help me consolidate debt or make a remodeling project possible?
RUN THE NUMBERS
Could you lower your monthly payments?

UVA Community Credit Union is a full-service financial institution with locations throughout Virginia's Central Piedmont and Valley area.

Resources for success.

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If you meet our eligibility requirements and get your savings goals on track.

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