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- 434-964-2001
Routing & Transit Number: 251480181
Routing & Transit Number: 251480181
Here at UVA Community Credit Union, we are committed to offering our members more powerful and convenient financial products and services. With a MaxSaver Money Market Account members can grow their money to the max. You can earn up to 4.00% APY1, and benefit from:
The blended rates on higher balances make this a great way to jumpstart your savings or earn more on the savings you’ve already built.
All balances participate in the reverse tier waterfall structure. This means that all balances benefit in the first tier of 4.00% APY1 up to $2,000. If your balance exceeds $2,000, you will participate in the first tier, plus the second tier earning 3.00% APY on balances between $2,000.01 - $5,000. If your balance is more than $5,000, you will participate in the first two tiers, plus the third tier and so on. For large balances over $100,000, you will participate in all tiers.
Here’s how our tiers look, along with examples of our blended rates:2
*Blended APY range calculated on balances up to $1 million in this tier.
Already a member? It's easy to open!
NOT a member yet? We would love to have you!
Save even more! Learn how you can qualify for a $1003 bonus in your MaxSaver Money Market Account.
Yes, you are saving to the max! On March 1, 2023 your account automatically transitioned to the new MaxSaver Money Market Account. You are already earning a higher dividend rate and there is no action needed on your part. Your account number will remain the same. Any outstanding or future checks and ACH payments will be honored.
MaxSaver is a tool to improve your financial wellness by paying higher dividend rates than a traditional savings account. You earn higher dividends as this account encourages you to save, not to use your funds for everyday transactional funding needs.
Yes! We have a MaxSaver Money Market Account available for our business members. Learn more.
A blended rate means a different dividend rate is paid on the amount of funds in each tier. Each dividend rate will apply only to the portion of the account balance within each balance range tier and not the entire account balance. For example, you’ll earn 4.00% APY on balances up to $2,000.00. Then depending on your balance between $2,000.01 - $5,000, you will receive an APY between 4.00% and 3.38%. The blending continues for additional balance tiers.
After the initial $5 opening balance requirement, there is no ongoing balance requirement. There are no monthly service fees on this account. You’ll also earn dividends to the nearest penny in your account.
Yes, you can add money any time by transferring funds from your Share Account or Checking Account in online or mobile banking, or at any branch. You can also make Mobile Deposits.
Each member may have one MaxSaver Money Market Account.
Yes, as long as they have their own member number established. Accounts for minors need to be opened in one of our branches.
You can transfer funds from your MaxSaver Money Market Account to your UVA Community Credit Union Share Savings or Checking Account easily in online or mobile banking, Call 24 (our online telephone banking), our branches, or at our ATM/ITM machines. You can withdraw funds at any of our branches and ATM/ITM locations if you have this account linked to your Debit Card.
Yes, the dividend rate is subject to change at any time.
Yes, as long as you already have a UVA Community Credit Union Share Savings and Checking Account linked to your Debit Card.
Deposits held at UVA Community Credit Union are insured by the National Credit Union Administration. See the NCUA website for details.
1 APY= Annual Percentage Yield. Rates effective March 1, 2023 and are subject to change without notice. Call 434-964-2001 for current rates. There is a $5.00 opening balance requirement. Account requires a Membership Share Savings Account in good standing with the Credit Union. Membership eligibility required.
2 A blended rate account pays a different dividend rate on the amount of funds in each tier. Each dividend rate will apply only to the portion of the account balance within each balance range tier and not the entire account balance. For example, you’ll earn 4.00% APY on balances up to $2,000.00. Then depending on your balance between $2,000.01 and $5,000.00, you will receive an APY between 4.00% and 3.38%. The blending continues for additional balance tiers.
3$100 deposit bonus for new and existing cardholders who have or open a MaxSaver Money Market Account and complete a balance transfer of $2,500 or more to their credit card from 6/1/2023-7/31/2023. There is a $5.00 opening balance requirement to open a MaxSaver Money Market Account. Incentive will be deposited into your open and funded MaxSaver Money Market Account on 9/11/2023. Deposit bonus is paid to the primary account card holder. Limit one bonus per aggregate number of credit cards per member.
Federally insured by NCUA.
