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Adjustable Rate Mortgages


An Adjustable Rate Mortgage (ARM) is a great solution for some buyers. With an ARM, you can count on lower mortgage payments for the first few years. And that can be a big help.

Rates as low as
3.00% APR* 5/1 ARM  I  3.125% APR* 7/1 ARM

Benefits of an ARM from the Credit Union

  • Lower initial monthly payment
  • Low, fixed rate for the first 5 or 7 years
  • After initial 5 or 7 years, interest rate and monthly payment amount may go up or down
  • Interest rate caps protect against steep annual increases

Talk to our Mortgage Experts Today.

We’ll help you find the right mortgage solution for you.

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*APR = Annual Percentage Rate. Rates remain fixed for a set term of 5 or 7 years. Introductory rate of 5 year ARM as low as 3.00% APR. Introductory rate of 7 year ARM as low as 3.125% APR. After initial fixed-rate period, your interest rate can increase annually according to the market index. Current index, (1 year LIBOR) as of January 30, 2019 Rates is 3.02%. The current index plus Margin is 5.27%. All loans subject to credit approval. Other restrictions may apply. Rates and terms subject to change.

Mortgage services provided by Member Options, LLC (licensed by the Virginia State Corporation Commission, VA License #MC-5520) NMLS #194038 ( a wholly owned subsidiary of UVA Community Credit Union.

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