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Business Loans

For Business Success

UVA Community Credit Union can help your business grow with a personalized business loan or line of credit. We offer low rates and flexible terms. If you need financing for working capital, equipment, real estate purchases or have other needs, we will work with you to structure financing that works for your unique situation.

We are an approved Small Business Administration (SBA) lender. UVA Community Credit Union has been named the Top Credit Union in the Richmond District for several years in a row by the SBA.

Real Estate Loans

Looking to acquire, refinance, or expand your business? UVA Community Credit Union can help you simplify the process with a commercial real estate loan. A UVA Community Credit Union commercial real estate loan offers competitive rates and terms. Use a commercial real estate loan for any real estate-related capital expense

acquisition or refinancing
construction or renovation
owner and non-owner occupied

For more information: Contact a business loan officer today.

Construction Loans

Whether you are planning to build a commercial building for your business to occupy, or as an investment property, we can provide financing for its construction and guide you through the process.

For more information: Contact a business loan officer today.

Equipment Loans

Grow your business by financing additional equipment or take advantage of equity in existing equipment to fund operations.

For more information: Contact a business loan officer today.

Vehicle Loans

Our vehicle loans are designed specifically to purchase new or used automobiles, trucks or vans. We can finance a wide variety of new and used vehicles over convenient amortization periods. Many types of vehicles are eligible for 100% financing.

For more information: Contact a business loan officer today.

Lines of Credit

Smooth out your cash flow with a line of credit, a ready source of short-term funds. With a line of credit you can:

access short-term cash until receivables can be collected
take advantage of supplier discounts
cover seasonal working capital increases

For more information: Contact a business loan officer today.

CheckLine Overdraft Protection

Does your business have access to affordable, short-term liquidity? Business CheckLine is a no-fee, low-rate revolving line of credit that you can access simply by writing a check. You can also access CheckLine by ATM, Online Banking, our call center, or at any branch. CheckLine also helps protect you against overdrafts. Funds are advanced in increments of $100.00 up to the available credit line.

For more information contact a business loan officer today.

Applying for a Loan

Apply for a business loan or credit card by completing three forms, then submit the required business financial statements, and return them to any branch:

You do not need to be a member until you are approved for a business loan or credit card. If your business is located in our field of membership, you can become a business member.

Need Assistance?

Contact a Business Services Expert
Personalized service for your business

All loans subject to credit approval. Other restrictions may apply. Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if not currently a UVA Community Credit Union member.