Loans & Credit Cards

UVA Community Credit Union offers a variety of loans, with competitive interest rates and easy repayment terms. For the most financial security you can get while away from home, apply for our Credit Union Visa^®.

Auto Loans

Highly competitive interest rates on auto loans, up to 100 percent financing, and flexible loan terms. See Rates.

Credit Cards

With a variety of options, we have a credit card to fit your needs. No annual fees* and no interest when you pay your balance in full within the 25-day grace period. See Rates.

Home Equity Line of Credit Flex

Whether you need a lump sum or a line of credit you can leverage the equity in your home with a variety of loan options. See Rates.

Mortgage Loans

You can find many financing options with the best possible rates and terms that fit your needs. Learn More.

Personal Loans

Sometimes it's not possible to pay cash for a large—or unexpected—purchase. You can apply for an unsecured loan up to $10,000. See Rates.

Share Secured Loans

We can help you build or rebuild your credit history-without the high fees finance companies may charge. With a Share Secured loan, you can borrow money using the funds in your Share Savings account as collateral. See Rates.

Overdraft Line of Credit

Enjoy peace of mind by avoiding returned check fees with an Overdraft Line of Credit. Learn More.

Payday Alternative Loan & Savings Program

A great alternative to payday loan companies that helps build a savings balance. Learn More.

Student Loans

A UVA Community Credit Union Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge the gap between federal loans and the cost of your education expenses. Learn More.

Debt Protection Insurance

Personal loan insurance-also called debt protection insurance-can keep you from defaulting on your payments or putting your credit standing or assets at risk. Learn More.

For information on our Business Loans, view our Business Loans Overview.

For information on our Checking and Savings products, view our dividend bearing Checking or Savings overviews.

For information on Online Banking and how it can help manage your finances online, view our Online Banking Overview.

All loans subject to credit approval. Other restrictions may apply. Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if not currently a UVA Community Credit Union member.

*Additional terms and fees can be found HERE