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Mortgage Center

Mortgage Rates Have Dropped!
Thinking of refinancing or buying a new home? Don't wait. Check out our rates or apply now!
Thinking of refinancing or buying a new home? Don't wait. Check out our rates or apply now!

Why UVA Community Credit Union

  • Earn Cash Rewards with the HomeAdvantage Program**
  • Fast, Free Pre-Qualifications
  • Diverse Product Offerings - conventional, VA, Jumbo, land loans, primary residence, second homes, and investment properties
  • Work with local companies from application to closing
  • Homebuyer Seminars to answer questions and help you prepare
  • Flexible Down Payment Options
  • Competitive Rates on Purchasing or Refinancing

Mortgage Products

Mortgage Resources

Home Equity


Ready to Get Started?


Important Notice: As part of the loan application process, a credit inquiry will be made in your name to one or more of the three primary credit reporting agencies, Experian, Equifax, and TransUnion. Be advised that these agencies may sell your consumer information to third party financial institutions, including our competitors, for marketing purposes. UVA Community Credit Union does not participate in this practice in any way. You have the right to opt out of the sale of your information by the credit reporting companies. For full details regarding your rights and options and to opt out of this practice, see:

Credit is subject to approval. Acceptable credit and property standards apply. Offer is subject to change without notice.

*Mortgage services provided by Member Options, LLC (licensed by the Virginia State Corporation Commission, VA License #MC-5520) NMLS #194038 ( a wholly owned subsidiary of UVA Community Credit Union.

**The HomeAdvantage program is made available to you through a relationship between UVA Community Credit Union and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using UVA Community Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. UVA Community Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.

For more information on any of our loan products, visit our Loan Overview page.

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