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Mortgage Center

Thinking of refinancing or buying a new home? Don't wait. Check out our rates or apply now!
Thinking of refinancing or buying a new home? Don't wait. Check out our rates or apply now!


Your Guide to Homeownership

Put together by our Mortage Professionals, this guide to homeownership takes you through the steps of buying a home from start to finish. 

Why UVA Community Credit Union

  • Earn Cash Rewards with the HomeAdvantage Program*
  • Fast pre-qualifications available
  • Diverse Product Offerings - conventional, VA, Jumbo, land loans, primary residence, second homes, and investment properties
  • Work with local companies from application to closing
  • Homebuyer Seminars to answer questions and help you prepare
  • Flexible Down Payment Options
  • Competitive Rates on Purchasing or Refinancing

Mortgage Products

Mortgage Resources

Home Equity


Ready to Get Started?


*The HomeAdvantage program is made available to you through a relationship between UVA Community Credit Union and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using UVA Community Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. UVA Community Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.

**All loans subject to credit approval. Minimum account opening deposit of $45 is required for a full service account. This includes a $5 membership fee. Membership eligibility required. Mortgage services provided by Member Options, LLC (licensed by the Virginia State Corporation Commission, VA License #MC-5520) NMLS #194038 ( a wholly owned subsidiary of UVA Community Credit Union.

For more information on any of our loan products, visit our Loan Overview page.

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