Mortgage Center


When You Need a Mortgage, Experience Counts

UVA Community Credit Union offers a multitude of financing options to our members. We can provide you with the best possible rates and terms that fit your needs. When experience counts, we make your dreams our goals.

Contact us today for:

  • purchasing or refinancing
  • fixed or adjustable rate loans
  • flexible down payment options
  • competitive rates
  • diverse product offerings -- conventional, VA, Jumbo, land loans, primary residence, second homes, and investment properties
  • fast, free pre-qualifications
  • work with local companies from application to closing
  • homebuyer seminars to answer questions and help you prepare

HOMEAdvantageLearn about our Home Advantage program** – your one-stop resource for buying or selling your home. You can search for homes, find a real estate agent, and earn a cash reward.

For First Mortgages, visit the Mortgage WebCenter to get more information, check mortgage rates or apply for a mortgage online. Call 434-964-2001 (toll-free 888-887-9136) Option 6 to speak with one of our mortgage loan originators.

Mortgages Home Equities Resources Buying a Home

Helping Hand Homeownership
First Mortgages
Adjustable Rate Mortgages
Lot/Land Loans

Home Equity Loans and Lines
PowerSaver Loans
Mortgage Resources
Rate Quote
Rate Watch
Local Homes for Sale
Homebuyer Seminars

Important Notice: As part of the loan application process, a credit inquiry will be made in your name to one or more of the three primary credit reporting agencies, Experian, Equifax, and TransUnion. Be advised that these agencies may sell your consumer information to third party financial institutions, including our competitors, for marketing purposes. UVA Community Credit Union does not participate in this practice in any way. You have the right to opt out of the sale of your information by the credit reporting companies. For full details regarding your rights and options and to opt out of this practice, see:

Credit is subject to approval. Acceptable credit and property standards apply. Offer is subject to change without notice.

Mortgage services provided by Member Options, LLC (licensed by the Virginia State Corporation Commission, VA License #MC-5520) NMLS #194038 ( a wholly owned subsidiary of UVA Community Credit Union.

**The HomeAdvantage program is made available to you through a relationship between UVA Community Credit Union and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using UVA Community Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. UVA Community Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.

For information on any of our loan products, visit our Loan Overview.
For information on Online Banking and how it can help manage your finances online, view our Online Banking Overview.

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