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Personal Fee Schedule

Share Checking Account No monthly fee
Stop Payment on a Check or ACH $32.00
Copy of Canceled Check $5.00
Returned Deposit Fee
Single party item return $32.00
Two party item return $8.00
Overdraft Fee (Paid NSF) or Returned Item Fee (NSF) (see our Checkline-Overdraft Protection LOC3) $32.00
Credit Union Initiated Overdraft Protection Transfer from Savings Account4  $5.00
Check Printing Charge (depending on style and quality) Price varies
Online Services and Fees
Call 24 Telephone Account Access No charge
Copy of Statement $5.00
Interim History of Account $1 per page
Safe Deposit Boxes (Annual fee) Pantops, Patton Mansion, and Orange Branch (check each location for sizes, and availability)
$25 (3"x5")   |   $40 (3"10")   |   $50 (4" x 10")   |   $55 (5" x 10")   |   $105 (10"x10")
Account Reconciliation (other than the first month) $30 per hour
Account Research (after first hour) $30 per hour
Cashier’s Checks $3.50 per check
Counter Checks (per page, four checks per page) $2.00
Pre-Paid Money Card5 $8.00
VISA Gift Card Fee $3.75
Mortgage Loan Verification Fee $10.00
Levy/Garnishment Fee $75.00
Foreign Check Fee6 $20.00 per transaction
Currency Conversion Fee $12.00
Incoming Wire Transfer No charge
Outgoing Wire Transfer
Domestic U.S. $18.00
International $50.00
International (Foreign Currency) $40.00
Loan Extension Request Processing Fee $30.00
Rush Order for Delivery of Debit/Credit Card Up to $25.00

Changes to Personal Accounts: Effective November 1, 2022

1Transaction surcharge fee by ATM owner may apply. Members can use their debit card surcharge free at any participating CULIANCE Network ATM.
2The daily ATM withdraw limit has been temporarily increased to $505 as a member convenience during the COVID-19 pandemic. This is subject to change.
3Checkline-Overdraft Protection Line of Credit - No charge until line is accessed. Subject to interest and credit approval.
4The Credit Union charges a $5 overdraft transfer fee on automatic transfers from your savings account to cover insufficient funds. In the event an automatic transfer from your savings account occurs, but the amount transferred is insufficient to completely cover an overdraft, this fee will be charged in addition to the overdraft and returned items fee.
5Additional fees may apply, see cardholder agreement for details.
6Plus any pass-through charges from other financial institutions.

For business accounts, refer to our Business Fee Schedule

Updated 11/22 OS-3-M-201028

Main: 434-964-2001 | Toll-Free: 888-887-9136
Call 24 Telephone Account Access: 434-964-2050
3300 Berkmar Drive, Charlottesville, VA 22901
Insured by NCUA. Equal Housing Opportunity

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