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Personal Loans

APPLY NOWSometimes it's not possible to pay cash for a large—or unexpected—purchase. It's nice to know that as a member of the UVA Community Credit Union, you can apply for an unsecured loan up to $20,000.

Borrowing money should not create financial hardship and with a UVA Community Credit Union personal loan, it doesn't. You'll find our personal loans offer low interest rates and terms that are more flexible than those of a typical institution or finance company.

If you are making payments on multiple loans, you may benefit from consolidating them into a single unsecured loan which can lower your interest rate, improve your monthly cash flow and may reduce the overall interest you pay.

Personal loans: fast, easy and convenient

Financing Term Payment Example          APR**
Up to $20,000 Up to 48 mos 48 month term is $23.94 per $1,000 borrowed as low as 6.99%

Looking for other types of loans? Please review our Loan Overview page and take a look at our PowerSaver Loan if you are in need of repairs or planning home improvements.

*Payment example: 48 month term is $23.94 per $1,000 borrowed.

**APR = Annual Percentage Rate. All loans subject to credit approval. Other restrictions may apply. Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if not currently a UVA Community Credit Union member.

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