Personal Loans

APPLY NOWSometimes it's not possible to pay cash for a large—or unexpected—purchase. It's nice to know that as a member of the UVA Community Credit Union, you can apply for an unsecured loan up to $20,000.

Borrowing money should not create financial hardship and with a UVA Community Credit Union personal loan, it doesn't. You'll find our personal loans offer low interest rates and terms that are more flexible than those of a typical institution or finance company.

If you are making payments on multiple loans, you may benefit from consolidating them into a single unsecured loan which can lower your interest rate, improve your monthly cash flow and may reduce the overall interest you pay.

Personal loans: fast, easy and convenient

• Borrow without putting up collateral
• Apply online, in person at your nearest branch, or by calling our Member Service Center
• Simple application, quick decision
• Get competitive rates based on term, loan amount and credit score
• Take up to 48 months to repay loan*
• Make payments via cash, check, bill payment or automatic transfer
• Close your loan at any of our conveniently located branches
   

Looking for other types of loans? Please review our Loan Overview page and take a look at our PowerSaver Loan if you are in need of repairs or planning home improvements.

*Payment example: 48 month term is $23.94 per $1,000 borrowed.

**APR = Annual Percentage Rate. Rates and terms subject to credit worthiness, so your rate may differ. Not all applicants will qualify for the lowest rate or longest repayment term. Loan approval subject to UVA Community Credit Union membership eligibility. All loans subject to credit approval. Not all applicants will qualify for the lowest rate. Minimum account opening deposit of $45 is required for a full service account. This includes a $5 membership fee. Membership eligibility required. Please contact us for details and other rates and terms available.