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Personal Loans

APPLY NOWSometimes it's not possible to pay cash for a large—or unexpected—purchase. It's nice to know that as a member of the UVA Community Credit Union, you can apply for an unsecured loan up to $20,000.

Borrowing money should not create financial hardship and with a UVA Community Credit Union personal loan, it doesn't. You'll find our personal loans offer low interest rates and terms that are more flexible than those of a typical institution or finance company.

If you are making payments on multiple loans, you may benefit from consolidating them into a single unsecured loan which can lower your interest rate, improve your monthly cash flow and may reduce the overall interest you pay.

Personal loans: fast, easy and convenient

Financing Term Payment Example          APR*
Up to $10,000 Up to 60 mos 36 monthly payments of $76.05 per $2,500 borrowed as low as 5.99%
Up to $20,000 Up to 72 mos 36 monthly payments of $76.05 per $2,500 borrowed as low as 6.99%

Looking for other types of loans? Please review our Loan Overview page and take a look at our PowerSaver Loan if you are in need of repairs or planning home improvements.


*APR = Annual Percentage Rate. Rate effective 3/1/21 – 6/30/21. Finance rate for this offer may vary, starting as low as 5.99% to 6.99% APR, based on loan amount, creditworthiness, term of loan and other qualifications. Not all applicants will qualify for the lowest rate, maximum loan amount or term. Maximum loan term is 72 months. Example payment at 5.99% APR: 36 monthly payments of $76.05 per $2,500 borrowed. Loans must be funded within 30 days of approval. This is a limited time promotion and subject to change at any time. Offer not available on existing Credit Union loans. All loans subject to credit approval. Other restrictions may apply. Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if currently not a UVA Community Credit Union member.

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