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Visa^® Balance Transfer

Rates as low as 7.74% APR* until balance is paid in full
Current variable rate is 9.74% to 13.74% APR*
Learn more and Apply online

HOME EQUITY LINES OF CREDIT

Rates as low as 3.24% APR* for first 12 months
Current variable rate is 5.50% APR*
Learn more and Apply online

Adjustable Rate Mortgages

Rates as low as 3.75% APR* for 5 year
and 3.875% APR* for 7 year
Learn more and Apply online

Personal Loans

APPLY NOWSometimes it's not possible to pay cash for a large—or unexpected—purchase. It's nice to know that as a member of the UVA Community Credit Union, you can apply for an unsecured loan up to $10,000.

Borrowing money should not create financial hardship and with a UVA Community Credit Union personal loan, it doesn't. You'll find our personal loans offer low interest rates and terms that are more flexible than those of a typical institution or finance company.

If you are making payments on multiple loans, you may benefit from consolidating them into a single unsecured loan which can lower your interest rate, improve your monthly cash flow and may reduce the overall interest you pay.

Personal loans: fast, easy and convenient

Borrow without putting up collateral
Apply online, in person at your nearest branch, or by calling our Call Center
Simple application, quick decision
Get competitive rates based on term, loan amount and credit score
Take up to 48 months to repay loan*
Make payments via cash, check, bill payment or automatic transfer
Close your loan at any of our conveniently located branches

Looking for other types of loans? Please review our Loan Overview page and take a look at our PowerSaver Loan if you are in need of repairs or planning home improvements.

*Rates are based on creditworthiness. Payment example: 48 month term is $25.60 per $1,000 borrowed.