Personal Loan

Sometimes it's not possible to pay cash for a large—or unexpected—purchase. It's nice to know that as a member of the UVA Community Credit Union, you can apply for an unsecured loan up to $20,000.

Borrowing money should not create financial hardship and with a UVA Community Credit Union personal loan, it doesn't. You'll find our personal loans offer low interest rates and terms that are more flexible than those of a typical institution or finance company.

If you are making payments on multiple loans, you may benefit from consolidating them into a single unsecured loan which can lower your interest rate, improve your monthly cash flow and may reduce the overall interest you pay.

Personal loans: fast, easy and convenient

• Borrow without putting up collateral
• Apply online, in person at your nearest branch, or by calling our Member Service Center
• Simple application, quick decision
• Get competitive rates based on term, loan amount and credit score
• Take up to 72 months to repay loan*
• Make payments via cash, check, bill payment or automatic transfer
• Close your loan at any of our conveniently located branches

Looking for other types of loans? Please review our Loan Overview page and take a look at our PowerSaver Loan if you are in need of repairs or planning home improvements.

*APR = Annual Percentage Rate. Rate effective 7/1/21. Finance rate for this offer may vary, starting as low as 5.99% to 6.99% APR up to 17.49% APR, based on loan amount, creditworthiness, term of loan and other qualifications. Not all applicants will qualify for the lowest rate, maximum loan amount, or term. Maximum loan term is 72 months.

Payment Example: A loan of $2,500 for 36 months will have a monthly payment ranging from $76,05 to $89.74. 

Loans must be funded within 30 days of approval. This is a limited time promotion and subject to change at any time. Offer not available on existing Credit Union loans. All loans subject to credit approval. Other restrictions may apply. Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if currently not a UVA Community Credit Union member.