ONLINE BANKING

Enroll | Learn More Forgot Login ID?

Investments/InsuranceLearn More | Login

GET THE APP

Text Message Banking

Google Play Apple Store

Home Equity Lines of Credit

Rates as low as 2.99% APR* for first 12 months
Current variable rate is 3.25% APR*
Learn More and Apply Online

Debit Card

Hoo Wants a CavMan Debit Card? Get Yours When
You Open a Personal Checking Account.
Learn More

Debt Consolidation

Pinch cheeks, not pennies!
Borrow up to $10,000 for 60 months with rates as low as 5.99% APR*
Learn More and Apply Online

Personal Loans

APPLY NOWSometimes it's not possible to pay cash for a large—or unexpected—purchase. It's nice to know that as a member of the UVA Community Credit Union, you can apply for an unsecured loan up to $20,000.

Borrowing money should not create financial hardship and with a UVA Community Credit Union personal loan, it doesn't. You'll find our personal loans offer low interest rates and terms that are more flexible than those of a typical institution or finance company.

If you are making payments on multiple loans, you may benefit from consolidating them into a single unsecured loan which can lower your interest rate, improve your monthly cash flow and may reduce the overall interest you pay.

Personal loans: fast, easy and convenient

Borrow without putting up collateral
Apply online, in person at your nearest branch, or by calling our Member Service Center
Simple application, quick decision
Get competitive rates based on term, loan amount and credit score
Take up to 72 months to repay loan*
Make payments via cash, check, bill payment or automatic transfer
Close your loan at any of our conveniently located branches

Financing	Term	Payment Example	APR*
Up to $10,000	Up to 60 mos	36 monthly payments of $76.05 per $2,500 borrowed	as low as 5.99%
Up to $20,000	Up to 72 mos	36 monthly payments of $76.05 per $2,500 borrowed	as low as 6.99%

Looking for other types of loans? Please review our Loan Overview page and take a look at our PowerSaver Loan if you are in need of repairs or planning home improvements.

*APR = Annual Percentage Rate. Rate effective 3/1/21 – 6/30/21. Finance rate for this offer may vary, starting as low as 5.99% to 6.99% APR, based on loan amount, creditworthiness, term of loan and other qualifications. Not all applicants will qualify for the lowest rate, maximum loan amount or term. Maximum loan term is 72 months. Example payment at 5.99% APR: 36 monthly payments of $76.05 per $2,500 borrowed. Loans must be funded within 30 days of approval. This is a limited time promotion and subject to change at any time. Offer not available on existing Credit Union loans. All loans subject to credit approval. Other restrictions may apply. Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if currently not a UVA Community Credit Union member.