Personal Loans

APPLY NOWSometimes it's not possible to pay cash for a large—or unexpected—purchase. It's nice to know that as a member of the UVA Community Credit Union, you can apply for an unsecured loan up to $20,000.

Borrowing money should not create financial hardship and with a UVA Community Credit Union personal loan, it doesn't. You'll find our personal loans offer low interest rates and terms that are more flexible than those of a typical institution or finance company.

If you are making payments on multiple loans, you may benefit from consolidating them into a single unsecured loan which can lower your interest rate, improve your monthly cash flow and may reduce the overall interest you pay.

Personal loans: fast, easy and convenient

• Borrow without putting up collateral
• Apply online, in person at your nearest branch, or by calling our Member Service Center
• Simple application, quick decision
• Get competitive rates based on term, loan amount and credit score
• Take up to 48 months to repay loan*
• Make payments via cash, check, bill payment or automatic transfer
• Close your loan at any of our conveniently located branches
   

Looking for other types of loans? Please review our Loan Overview page and take a look at our PowerSaver Loan if you are in need of repairs or planning home improvements.

*Payment example: 48 month term is $23.94 per $1,000 borrowed.

**APR = Annual Percentage Rate. All loans subject to credit approval. Other restrictions may apply. Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if not currently a UVA Community Credit Union member.