Stay Flexible While Growing Your Retirement Savings
Saving for retirement doesn’t mean locking up every dollar. With our IRA MaxSaver Money Market Account, you can earn more on your savings—without giving up easy access to your money. It’s a smart balance between growth and flexibility, and it supports your financial wellness every step of the way.

Why people love IRA MaxSaver Money Market Accounts:
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Stay Flexible While Growing Your Retirement Savings
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Access when you need it
Unlike other retirement accounts, you can make withdrawals (within IRS rules) without jumping through hoops.
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Grows with your goals
As your balance grows, so can your rate. The more you save, the more you earn.
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Federally insured & low risk
You get peace of mind knowing your savings are protected and stable.
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Supports your overall financial wellness
Having a retirement account that’s both flexible and rewarding can help reduce stress, improve confidence, and give you more control over your future.
Who is it great for?
Our IRA MaxSaver Money Market is ideal if you want your retirement savings to stay accessible—while still earning more than a basic savings or IRA share account. It’s perfect for those in the middle of their career or nearing retirement who want to stay flexible, without sacrificing growth.
A Flexible Way to Grow Your Retirement
Explore our current rates and open an IRA MaxSaver Money Market Account that fits your life—and your long-term goals.
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Membership eligibility required. Minimum ongoing balance of $5 is required in a UVA Community Credit Union Share Savings Account.